Please enter the following info.
cforms contact form by delicious:days
Loan Rates
|
Loan Type
|
Rates As Low As
|
Term
|
| New and Late Model Used Auto/Motorcycle (2007 and newer) |
3.90%* |
Up to 36 Months |
| 4.20%* |
Up to 66 Months |
| 4.90%* |
Up to 72 Months |
| Used Auto/Motorcycle (2005 – 2006 models) |
5.80%* |
Up to 60 Months |
| Used Auto/Motorcycle (2004 and older models) |
6.60%* |
Up to 48 Months |
| New ATV and off road cycles |
6.95%* |
36 Months |
| 7.45%* |
48 Months |
| Used ATV and off road cycles |
7.45%* |
36 Months |
| 7.95%* |
48 Months |
| Boat/RV/Fold Down Camper |
4.70%* |
36 to 180 Months |
| Signature Loan |
8.40%* |
48 Months |
| Home Equity Loans |
5.00%* |
Up to 15 Years |
Credit Card Rates
|
| MasterCard |
13.80% |
|
| Visa Classic |
13.80% |
|
| Visa Platinum |
9.90% |
|
| 1st Mortgage Loans |
* |
Up to 30 Years |
Deposit Rate – Annual Percentage Yields
|
| Regular Share Savings |
50% |
Minimum $5 to Open
Minimum $100 to Earn Interest |
| Health Savings Account |
.50% |
Average Daily Balance $500 – $999 |
| .75% |
Average Daily Balance $1,000 – $9,999 |
| 1.00% |
Average Daily Balance $10,000 – $49,999 |
| Share Draft Checking |
.30% |
Minimum Average Daily Balance $2,500 |
| High Yield Checking |
4.00%* |
Average Daily Balance (up to $25,000, balance over $25,000 earns .30%) |
| Money Market |
.50% |
Actual Daily Balance $1,000 – $9,999 |
| .75% |
Actual Daily Balance $10,000 – $49,999 |
| 1.00% |
Actual Daily Balance $50,000 – $99,999 |
| 1.50% |
Actual Daily Balance $100,000 – $999,999 |
| .01% |
Actual Daily Balance $1,000,000+ |
| Christmas Club |
.30% |
Average Daily Balance |
| IRA Variable Passbook |
1.20% |
Minimum Average Daily Balance $25 |
Certificates of Deposit
|
TERM
|
APR
|
APY
|
|
| SPECIAL 15 Month – $1,000 Min. |
1.837% |
1.85% |
Interest Compounded Quarterly |
| 3 Month – $1,000 Min. |
.897% |
.90% |
Interest Compounded Quarterly |
| 6 Month – $1,000 Min. |
.996% |
1.00% |
Interest Compounded Quarterly |
| 12 Month – $1,000 Min. |
1.195% |
1.20% |
Interest Compounded Quarterly |
| 18 Month – $1,000 Min. |
1.492% |
1.50% |
Interest Compounded Quarterly |
| 36 Month – $1,000 Min. |
2.182% |
2.20% |
Interest Compounded Quarterly |
| 60 Month – $1,000 Min. |
2.967% |
3.00% |
Interest Compounded Quarterly |
*APR = Annual Percentage Rate
*APY = Annual Percentage Yield |
Fee Schedule
|
The following fees may be assessed against your account and
the following transaction limitations, if any, apply to your account:
|
| Replace lost ATM card |
$5.00* |
ATM or ShazamChek cash withdrawal from Share Draft
or Share Savings accounts in excess of 6 transactions per
month |
$0.50 per transaction* |
| Dollar Limit |
Amount determined at card issuance |
Automatic overdraft transfer of funds from any Savings account
To Share Draft Checking account (Applied against Share Draft
account) |
$2.00 per item* |
| Bill Payer |
Free |
| Draft Printing |
Fee depends on draft order* |
| Temporary Drafts |
$2.00 per book of 12* |
| Cashiers Check |
$2.00 |
| Money Order |
$2.00 |
| Deposited Checks (and other items) returned unpaid |
$5.00 |
| Inactive Account Fee |
$10.00 per year |
| ACH Credit Origination Setup Fee |
$20.00 |
| Overdraft (each debit or draft paid) |
$25.00 |
| Nonsufficient Funds Item (each) |
$25.00 |
| Account Activity Printout |
$1.00* |
| Account Research |
$5.00 per 15 minutes ($5.00 min.)* |
| Account Balancing Assistance |
$5.00 per 15 minutes ($5.00 min.)* |
| Stop Payment (all items) |
$15.00* |
| Account Balancing Assistance |
$15.00 |
| Foreign Wire Transfer (outgoing) |
$35.00 |
| Photocopy of Statement |
$1.00 per Statement* |
| Copy of Draft |
$1.00 per Item* |
| Garnishment Fee |
$25.00* |
| DHS (Dept of Human Services) Levy Fee |
$10.00* |
| * Sales tax of 7% will be added to Share Draft related fees as indicated. |
Hello
