It takes a lot of work to find the right car or motorcycle.

Luckily, a loan with Linn Area Credit Union is a piece of cake. (Mmm, cake…)

Linn Area Credit Union offers low rates for both new and used vehicles. Before you shop, get pre-approved. Pre-approval gives you more bargaining power when shopping for a new vehicle and gives you a good idea about how much car you can afford. There are also no penalties for early repayment.

Want to deduct the interest on your auto loan?

Homeowners may deduct the interest (like they do mortgage interest) with a mortgage backed auto loan.* It’s a regular car loan that lists your home as additional collateral. It’s a very easy process that can save you hundreds of dollars at tax time!

*Consult your tax advisor

Check out our BUYING A CAR information page for some great tips!

Loan Rates Check out our current rates for an auto or motorcycle.	Auto Loan Calculator Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
Auto Loan Early Payoff Calculator Find out how much interest you can save by increasing your monthly auto loan payment.	Automatic Payments There are several ways to set up your payment so it happens automatically. Never miss a payment!
Get Your Credit Report Everyone gets a free copy of their credit report each year to look for fraud or inaccurate information. Click here for yours.	Loan Insurance We offer insurance protection at much lower rates than car dealers. Ask our financial counselors about GAP, credit life & disability and mechanical breakdown insurance.