CD Rates

APR = Annual Percentage Rate APY = Annual Percentage Yield
Certificates of Deposit
TERM	APR	APY
3 Month – $1,000 Min.	.300%	.30%	Interest Compounded Quarterly
6 Month – $1,000 Min.	.499%	.50%	Interest Compounded Quarterly
12 Month – $1,000 Min.	.798%	.80%	Interest Compounded Quarterly
15 Month – $1,000 Min.	.996%	1.00%	Interest Compounded Quarterly
18 Month – $1,000 Min.	.996%	1.00%	Interest Compounded Quarterly
SPECIAL 36 Month – $1,000 Min.	1.492%	1.50%	Interest Compounded Quarterly
60 Month – $1,000 Min.	1.985%	2.00%	Interest Compounded Quarterly

Rates effective as of May 1, 2013. Rates may change without notice.

Penalty for early withdrawal on 3 through 36 month certificates of deposit is 90 days loss of interest on the amount withdrawn.

Penalty for early withdrawal on 48 through 60 month certificates of deposit is 180 days loss of interest on the amount withdrawn.

Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.

To set up a CD, please stop by one of our walk-in locations.

Certificates of Deposit