The following are our base APY (Annual Percentage Yield)
rates for Certificates of Deposit. Check out our Preferred
Member Rates to see how to increase your base APR (Annual
Percentage Rate) by up to 0.50%. The following rates apply
to regular Certificates of Deposit and IRA Certificates of
Deposit.
Rates are current as of
January 7, 2009
Certificates of Deposit
TERM
APR
APY
SPECIAL 15 Month - $1,000
3.309%
3.35%
Interest Compounded Quarterly
Preferred Member Rates Not Applicable on 15 Month Special
3 Month - $1,000 Min.
2.575%
2.60%
Interest Compounded Quarterly
6 Month - $1,000 Min.
2.682%
2.70%
Interest Compounded Quarterly
12 Month - $1,000 Min.
2.771%
2.80%
Interest Compounded Quarterly
18 Month - $1,000 Min.
2.967%
3.00%
Interest Compounded Quarterly
36 Month - $1,000 Min.
3.455%
3.50%
Interest Compounded Quarterly
60 Month - $1,000 Min.
3.65%
3.70%
Interest Compounded Quarterly
* Penalty assessed for early withdrawal
* Fees may reduce earnings
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Deposit Rates
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