Free checking accounts without fine print. Seriously.
We offer three different checking accounts. Let’s find the right one for you, shall we?
You’re gonna want to check this out (see what we did there?)! To open a free checking account, you’ll need to deposit $50, but after that, there’s no minimum balance requirement, no per check charge and no monthly maintenance fee. You get a free debit card, free online banking (eBranch), free mobile banking, free online Bill Payer, and MyMoola, our free online money manager! Plus an average daily balance of $2,500 or more earns dividends. (Yes way, Jose!)
FREE High Yield Checking
Enjoy all the benefits of our free checking account, PLUS you’ll earn 2.00% APY* on your balance up to $15,000 and have your out-of-network ATM fees refunded each month. (Earn that much and use any ATM you want for free? Woohoo!)
There is no monthly service charge, no minimum balance requirements, unlimited free debit card use at retailers and unlimited free check writing. (And it only takes $50 to open the account, just like our free checking.)
To earn these rewards, simply utilize the four free services listed below each month:
You’ll receive an e-mail each month letting you know if you’ve met the requirements needed to earn your rewards. (And if you fall short one month, no biggie! We don’t kick you out or anything… we just treat it like a regular checking account that month.)
*APY = Annual Percentage Yield (Balances over $15,000 receive our current free checking rate) Rates, terms and conditions are subject to change without notice. Personal accounts only.
FREE Student Checking
Especially for our members aged 16 to 22. This is a great first checking account and comes with a complete education about how to handle it, balance it and keep it in good standing. (Does music start to be too loud once you outgrow this account?)
For more information, click here.