Savings Accounts

There’s a savings account for every need

When you join our Linn Area Credit Union family, you automatically get a basic savings account. You can add more savings accounts to fit your needs. Perhaps you set one up to save for a vacation, lasik surgery or to pay toward your credit card each month.

We also have the accounts below that offer higher interest rates. See what our current rates are right here.

If you’re not a member yet, click here to apply online in a jiffy! Or, stop by any walk-in branch and we’ll get you set up all nice-like.

If you are already a member but would like to add any of these accounts (and who could blame you), please stop by one of our walk-in locations or give us a call. We’d love to hear from you!


Money Market

For higher yield savings that are readily available for withdrawals without penalty, open a money market account with a minimum of $1,000. Dividends are tiered at levels of $1,000, $10,000, $50,000, $100,000 and $250,000. Withdrawals are limited to 3 per month with a minimum withdrawal amount of $100.


Plugged In

Especially for our members who are 16 – 22. The Plugged In program offers a special free checking account, car loans at great rates, and a fantastic deal on a low-rate Visa credit card. Use any or all of those services and earn awesome free stuff (like t-shirts and iTunes gift cards) for reading some quick online tips about the service and taking a little quiz. Click here for more info about Plugged In.


Kirby Kangaroo Club

Kirby KangarooFor credit union kids up to age 12. You can open a KIRBY Account for a special whippersnapper in your life with as little as $5 and the child’s social security number.

  • Each Kirby Kid will receive a free KIRBY Club T-shirt when their account balance reaches $25.
  • The club mascot, KIRBY KANGAROO, hosts a variety of activities for club members including a KIRBY Fun Day in the summer, an Easter coloring contest in the spring and a special holiday gift in the winter.

Prime Time Club

For our members 50 years of age or better who maintain at least one of the following relationships:

  1. Keep savings balances of over $5,000 on deposit at Linn Area Credit Union
  2. Have retirement income directly deposited to the credit union
  3. Have your paycheck or income directly deposited

Prime Time Club members receive the following FREE money saving benefits:

  • Free checks
  • Free ATM/Debit Card
  • Free Money Orders
  • Free Cashier’s Checks
  • Free Photo Copies (limit 3 per day)

Christmas Club

Save for the holidays year-round with this account.

  • No minimum balance required.
  • The Christmas Club runs from November 1st to October 31st each year.
  • Christmas Club balances will automatically be transferred to your savings account in early November each year.

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