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How Mobile Money Saved Me!  by Amber


UPDATE: We now have a free Mobile Money app you can download in the Google Play and Apple App stores. Search for “Linn Area Credit Union Mobile Money.” Easy-peasy! (Be sure you’re signed up for eBranch, our online banking service, so you can log on!)

I LOVE my phone!  I use it to Tweet a little. I also update my status on Facebook while on-the-go (probably a little too often).  Heck, if I am not careful about what I say, my mom will call me about my Facebook status. But, even more importantly than staying connected socially, I am now able to check my account balance and transaction history all through my phone using Mobile Money! 

I’d like to share with you guys how Mobile Money actually got me out of a bind when I was at the checkout just a couple of weeks ago! 

I am a busy mom of two little ones and was in a hurry one evening at a local “super center.”  While checking out, I used my Linn Area debit card as a credit (then I get my 12 signature based transactions in to qualify for my High Yield checking account!), but the sales associate said it wasn’t going through.  Now, it wasn’t declined, but their system wasn’t reading my card. 

After scanning my card twice, I decided to take matters into my own hands and pulled out my little pink Smartphone.  While waiting for a manager to check out the register and investigate the issue, I pulled up my Mobile Money link (a unique URL that was sent to me when I signed up for Mobile Money) and clicked to view my “pending transactions.” It showed that the “supercenter” was pending for the exact amount shown on the register. The sales clerk and the manager were a little surprised, but they allowed me to leave with my purchases as they continued to puzzle over their machine. 

Before I left I said, “I will check my account again later – through Mobile Banking of course – and let you know if the transaction does not come out. I will come back and pay for the items if that happens.”  

They seemed very thankful, although still confused over what was going on with their register. I left feeling fabulous because I have a credit union that has what I call trendy technology that fits my lifestyle.  

You don’t have to have a Smartphone to take advantage of Mobile Money! Any phone with texting capabilities can participate. It’s super easy and FREE! Check back on Friday, when we’ll give you detailed instructions on how to get Mobile Money! (Or if you want to try it on your own, go here!)

We are lucky enough to have Amber join us today as a guest blogger. You might know her from her everyday work in our Member Services Department – although it would be her friendly voice that you would most recognize. She also helps people through our handy Live Chat feature. If you ever need help with Mobile Money, Amber is your go-to girl! Thanks for the blog post, Amber!

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tags:   |  posted under Online Services, Mobile Money
  • Amish R. Shah

    Hi, we would like to use the photograph on this blog as on 07 Feb 2015, in one of our Mobile Apps. Requesting your permission for the same.

    Thanks & Regards,
    Amish R. Shah