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Online Banking: Are you getting the most out of it? (Part 2)  by Mallory


Welcome back to Mallory’s Crazy Crash Course in Online Banking! (I just named it that – do you like it?) Last time we talked about the Overview tab and the Account Access tab. Hopefully you had a chance to go play around with both of those. Today we’re going to be finishing up by taking a close look at the Bill Payment tab and the Options tab!

So grab your morning cup of Joe and let’s do this! Woohoo!!! (Too much sass for this early?)

The Bill Payment tab actually connects you directly to our bill payer website. Bill payer is a service that you will need to sign up for either by calling 378-0101 or by stopping into one of our branches, but once you are set up, clicking on this tab takes you right to your information and you are ready to pay bills. You can fill out someone you want to pay and the amount and make one time or reoccurring payments.  It also keeps a history of payments made. It’s pretty slick and, best yet, totally free to you.

And last, but not least, is the Options tab. I could write a whole blog on this tab alone, but this will just be a quick overview of each box under this tab:

  • Secure mail
    • A direct and secure way for you to email us at Linn Area Credit Union

  • Alerts
    • Set up alerts to be emailed or texted to you (For example: When you hit a certain balance or a certain check number clears you’ll be contacted via email or text.)
    • Set up reminders to be emailed or texted to you (For example: You’ll receive a text or email when a loan payment is automatically coming out on such and such date.)

  • Personal options
    • Update personal information
    • Set up preferences (like which screens comes up when you log on or which accounts pop up on the overview screen)
    • Nickname accounts (Confused by all those numbers and dashes? Just nickname your accounts so you know what they are. Eg. Mallory’s checking or Nick’s savings.)

  • Additional services
    • Click on e-statements to view PDFs of your statements rather than receiving them in the mail (Not only is this good for the environment, but its way faster than snail mail!)
    • Mobile money. Click on this link to sign up to get access to your accounts from your phone.  (Personally, my favorite feature!)

  • Member Requests
    • Apply for a loan, stop payments and much more!

And one more quick thing, you may notice up in the right hand corner something that says “Members CHAT.” That button will connect you live to one of our Member Service Representatives available during our working hours here at the credit union.

Not a member of e-branch yet? Want to sign up? You can sign up on our website by clicking here. Otherwise, feel free to give us a call at 378-0101 or stop in and let us know you want to get signed up! It’s really that easy!

Online Banking: Are you getting the most out of it? (Part 1)  by Mallory


Are you a current user of our online banking (e-branch)? Did you just get signed up? Either way, this blog may be for you. I am here to give you some tips on how to get the most out of e-branch so that you can do what you want with your money when you want to! This particular blog post is going to be a two parter. I know that when I’m learning something new, sometimes it’s nice to get just little bit of info at a time.

Alright! So when you log into online banking there are 4 main tabs to work with – two of which I’ll talk about today and the other two will be explored next time. I am going to go through each tab and the functions within each one. You may be surprised by some of the things you can do!

You ready for Part 1?? Here we go!

Right when you log into e-Branch, the first tab that comes up is the Overview tab (unless you change it in preferences, which we will get to later…). This tab is basically just as it sounds – an overview of up to 5 of your accounts (again customizable) and their balances. You can also do a quick transfer between your accounts and view any scheduled transfers you have set up. Simple and easy, just the way I like it!

The next tab is the Account Access tab. Under this tab you are able to see all of the accounts you are an owner or joint owner of (even other account numbers).  This is the tab that you want to go to if you want to transfer money. You can transfer funds for one time only or set up scheduled transfers. For scheduled transfers, you can set up what day of the month you want it to come out, the frequency and the total number of transfers you want to occur. You can also look at your transfer history.

These next 2 features you may not know about:  account to account transfer and withdrawal by check.

Account to account transfer is transferring money from one financial institution to another. We know that Linn Area may not be the home for all your money *insert sad face here*, so we have this handy feature that allows you to transfer money between two accounts – even if one of these accounts is not a Linn Area one (e.g. transferring money to/from a Big Bank account from/to your Linn Area account). For more details, please call 378-0101 or stop in and an account representative would be happy to walk you through getting it set up.

A withdrawal by check means that you would like a paper check withdrawn from your account, made out to you and mailed to you. People may use this feature as a means to transfer money from one financial to another without having to write a check of their own.

So in a nutshell, the Account Access tab is where you can move your moola around.

On both the Overview tab and the Account Access tab you are able to click on your account and see the current activity and pending transactions. (This does not include credit cards. On credit cards you are able to make payments from e-Branch, but not see activity. To see the credit card activity go to and get signed up!) Do know that on either of these tabs, you can use transfers to make payments to your loans and your credit card.

Okay, guys, I think this is a good stopping point! Are you feeling overwhelmed yet? I hope not. In the next blog, I’ll be giving you the inside scoop on the Billpayer tab and the Options tab.

Questions? Just ask below in the comments!

One touch access to Mobile Money on your iPhone!  by John


OK, so you’ve got an iPhone and have signed up for our smartphone banking product, Mobile Money. It’s a great, easy to use service, but, dang it, you sure have to touch the screen a lot to get there! Here’s how to add a link right on your phone’s home screen:

1. Open the iPhone’s browser and navigate to the page you want. In this case it will be your unique URL for Mobile Money.


2. Touch the Add icon on the bottom middle of the Safari screen. Depending on your phone’s iOS, it will either be a “+” sign like this   or a rectangle with an arrow coming out of it like this .


3. Select “Add to Home Screen”.

4. The “Add to Home” screen will show. You can rename your link from here. I went all creative and named mine Mobile Money. After making the change click the “Add” button.

5. Voila! There’s a new icon on your home screen that looks like this . Going forward all you have to do is touch it to go directly to Mobile Money.


That was pretty painless, right? “But John, I don’t have Mobile Money!” Why not? It’s free and super-handy. Go here to learn more!

Any questions about the above – leave a comment or email me at I’ll be happy to help.

How to get Mobile Money  by Tara


On Wednesday you read Amber’s story of how Mobile Money got her out of a bind while grocery shopping, which hopefully has inspired you to take advantage of this FREE service provided by Linn Area Credit Union. But, if you’re anything like me, you like to have step-by-step instructions on how to get signed up! Well, friends, here you go:

Log on to your account via E-Branch

Click on the “Options” tab

Go to the “Additional Services” tab and select “Mobile Money”

Click “Sign Up”

Check the box that says “Accept terms and conditions” and then click “Continue”

Choose the central time zone in the drop down box

Choose the accounts that you would like to be able to access on Mobile Money from the list

Choose a texting nickname (ex: savings could be “sav” or “save” or “1”  or whatever you want!)

Click “Continue”

Enter your mobile number

Click “Next”

Choose text messaging and mobile browser if you have smart phone; choose just text if your phone only has texting capabilities (go here for more clarification)

You will immediately receive a text with your activation code

Enter activation code into the specified box on your computer and click “Activate”

It will then tell you that activation has been successful and will text you instructions on how to use it

If you have a Smartphone, save the unique URL to your browser’s favorites so you can quickly and easily access your account information (My handy-dandy tip: Instead of the normal bookmark, I actually saved my link to my iPhone’s home screen, which created a handy little icon for me!)

Now, remember, the above step-by-step guide is meant to be a Cliff Notes version! Be sure that you are reading everything on the screens, as there will be additional information throughout the sign up process. If you get stuck, know that you can always call us at 319.378.0101 or connect with us using Live Chat and we’ll help you walk through it!

A big thanks to Stacey Carter, one of our Member Services Representatives, for creating the step-by-step guide to getting Mobile Money!

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