Bloggity Blog

Fresh, Fun & Financial. What could be better?
Browsing We Love Our Members!

VIDEO: Happy Holidays 2014  by Tara

December12

Fresh, fun, financial & FESTIVE! That’s what we’re all about at Linn Area Credit Union. If you’re a member here already, you know that we are anything but ordinary. In true Linn Area fashion, here is our way to say HAPPY HOLIDAYS! {Be sure to wait for the bloopers at the end!}

Protecting our elders  by Matt

September16

Helping handsAs much as we try to avoid sad topics, occasionally they just can’t be avoided. There is a growing trend of scams and schemes that are targeted against older Americans, and more and more of them are finding success. Not only are these schemes coming from the usual sources such as junk mail and e-mail, but there has also been a rise in scams or financial abuse perpetrated by the victim’s own family or friends. As the nation’s average age continues to trend upwards, this group is getting larger and becoming more vulnerable to slick talkers and clever scams designed to rob them of their hard-earned money.

Elder abuse occurs all too frequently in the financial services world, where people’s concern, confusion, or generosity is exploited to gain access to their money. This can occur through phone calls where a scammer might claim to be a relative (often a grandchild) of the victim who is either injured or imprisoned in a foreign country and needs money wired to them to help bail them out or pay medical expenses. This can occur through phony emails or junk mail that seek out banking information as well. Other times, it is a relative seeking to take advantage of someone that may not understand what they are doing. They abuse the trust that comes with being a family member, and use that to get the elderly to write them checks, or give them access to their bank accounts or other property using deceit or abusing the perhaps diminished capacity of the victim.

The State of Iowa is working on advancing laws against this type of crime, and hopefully will continue to take actions to heighten the penalties, and increase awareness as well. But there are things that can be done today if you believe that something is going on with an elderly person in your life. It may be a neighbor, or relative, but you may be their best chance to stop things before they get worse!

If you need more information on this topic, check out Iowa’s Department of Human Services page on Dependent Adult Abuse to find resources (here), and ways to report, or call them at 1-800-362-2178.

For more information on common scams:
National Council on Aging: Top 10 Scams Targeting Seniors
FBI: Common Fraud Schemes Targeting Senior Citizens

The Cookie Poll: Iowa vs. Iowa State  by Tara

September12

Team Marion cookiesA house divided???

Our Marion team fueled the Iowa vs. Iowa State feud with their very special cookie promo! All day long members delightfully decorated cookies in their team’s colors.

Which team do you think had the most cookies represented??? While you ponder your answer, here’s a pic of our Marion team (aren’t they lovely??) :

 

Team Marion Picture

IOWA!!!

And, just in case you were wondering, those in the drive weren’t left out! Our account reps even served cookies to those members who didn’t come inside. Take a moment and imagine the kids’ eyes when they 1) heard there were COOKIES and 2) got these cookies decorated in true Hawk, State or smiley faced fashion.

Just another way we show how much we LOVE our members. :o)

What we wish members knew!  by Tara

September9

smiling teenagers in sunglasses hanging outsideWe totally recognize that “banker’s hours” aren’t always the most convenient for the average working person. At Linn Area Credit Union, we want to do everything possible to make sure that your transactions with us are quick and, dare I say, enjoyable!

When I’m working on the frontline on Saturdays, I often times think to myself, “Shoot, if only members knew ________, they would have been able to save themselves some time!”

So here is a small list I’ve complied with the help of a few of my fellow co-workers that might help you in the future:

  • Write your account number on your check and sign the back. Every check that we take in has to have an account number on it. If you do this for us, it helps find your account and get it deposited quicker!
  • When depositing cash, count it first and know the total. Why? Well… it’s just a good to know that your total and my total agree. Capeesh?
  • If you aren’t able to get to us during business hours, don’t forget that you can always deposit in our night drops. Each location has one (even our super awesome temporary trailer at Blairs Ferry) and it is first priority the next business morning. Yes, even over the ATMs!
  • And even though we LOVE to see your smiling face, we know that getting to a branch can be time consuming. We can take care of most things over the phone at 378-0101 or on eBranch. This includes common transactions like checking balances, transferring money (including loan payments, credit card payments, or maybe saving your teenager from an overdraft). You can update your contact info, too!

These simple tips just might save yourself a whole lunch break or allow you to sleep in on a Saturday morning instead of rushing to see us.

FREE Shredding Summer!  by Tara

July1

Shred EVent blog

We may not be shredding waves in Iowa this summer, but that won’t stop us from shredding paper. Ha ha…???

15 million United States residents have their identities used fraudulently each year. Dang. That’s scary!

Document Destruction & Recycling Services (their website is here) and Linn Area Credit Union are offering a special promotion to help residents and businesses protect confidential information from identity theft.

Fo’ free.

Yes, you read that right! Just print off this coupon:

CR 500

Super important note: Your coupon MUST be filled out and presented to the office staff at Document Destruction in order to redeem the FREE shredding.

With these coupons, you are able to shred an UNLIMITED QUANTITY from now until August 31, 2014. Their hours are Monday through Friday from 7:00am to 3:30pm. They are located at 4250 6th Street SW in Cedar Rapids (very close to Hawkeye Downs).

If you have any questions, feel free to email Bailey Burt at BaileyBurt@shreddingexperts.com.

Warren A. Morrow Winner!  by Tara

June9

NicoleGraduationWe are ecstatic to announce that one of our very own Linn Area Credit Union members has won a $750 Warren A. Morrow Scholarship! Nicole Schrader just graduated from Linn-Mar and, we have to say, is wise beyond her years.

The Iowa Credit Union League received more than 300 applicants hoping to snag one of these coveted scholarships. Each applicant had to answer the following question:

What are the most important aspects of money management that should be taught when it comes to savings, checking, borrowing or investing for the long term? How can credit unions help you and others with financial education?

Nicole’s essay easily caught the judges’ eyes.

“When I turned 16, my parents helped me open a checking account. I have learned not only how to write out a check, but also to balance my account, track my spending, and review my statements for errors. I know I need to keep tract of my spending to ensure I do not spend more than I have in the account. High school is a good time to learn these skills, while parents are around to help. Once a student is away at college, a lack of these skills can result in money mismanagement problems like overdrafts.”

Nicole, we can’t express to you how proud you’ve made your Linn Area family! Congratulations and best of luck as you continue on your educational and financial journey -one we are excited to be part of for years and years to come!

TV Star: Kelly  by Tara

January16

Our fabulously talented member, Kelly, has been gracing your TVs for the last month.

“Linn Area has been there for every milestone. From our marriage, to the birth of our kids, to our first house – they’ve always been there!”

And we always will be, Kelly! Thank you for being part of our family AND for starring in our latest commercial!

 

TV Star: Kyanna  by Tara

October29

Meet Kyanna and sassy little Braelin – our newest TV Stars!

“I’m a mom, I’m a career woman, and I bank at Linn Area Credit Union because they know my time is valuable! I grew up in a small town and I wanted the same experience of going to the bank for my daughter that I had. When we bring Braelin’s piggy bank into the credit union, they always ask her what she’s saving her money for and they make her feel special.”

 

VIDEO: I Mustache For Your Advice Winner!  by Tara

July26

Bosking and TaraWe revealed the winner of our “I Mustache For Your Advice” a couple of weeks ago (check out the post here), but have finally uploaded the video! Hey, better late than never, right? ;o)

Steve and his daughter Anna visited with us at our Mt. Vernon Road branch last month. Anna, who is 12, really wanted to get her dad something nice for Father’s Day, but didn’t have the money. She and her mom came across our email about the contest and Anna knew right away that she wanted to enter her awesome dad.

Here is the video of the adorable pair:

Congrats again, Steve! We hope the $200 helps as you redo your basement! (P.S. If you are busy redo-ing YOUR basement like Steve, we have super low rates right now!)

Become our next TV star!  by Tara

April5

TV Star Email and blog image

We just have to let you in on a little secret… we are going to start filming new TV spots soon and want to feature some of our raving Linn Area fans! Before we can film anything, Linn Area Credit Union needs to find our next TV commercial STARS! That’s where you come in.

You love us? Check. You don’t mind just a little bit of attention? Check. You’ve got a sparkling personality and a winning smile? Check. Yep, you’re exactly the kind of person we’re looking for!

Throwing your hat into the ring is super simple. All you have to do is go here to fill out a questionnaire and be sure to include a picture. Bada-boom, you’re in like flynn.

All entries submitted will be considered for interviews with our TV production team (you would be contacted no later than April 19th). Even if you aren’t ultimately selected to do a TV spot, you just might be featured on our website or blog.

All entries must be submitted no later than Thursday, April 11th at midnight. So giddy up, Linn Areanites!

« Older Entries