Tara shows you how to set up spending targets using the tags that you’ve created for your transactions.
The “B” word. It makes cringe. It makes us sweaty. It makes us think of all the ways we’ve gone wrong in the past. That B-word sure is powerful. But, friends, it is time to take the power BACK from this terrible B-word! MyMoola has helped me do it, and it can help you, too. You can set up a budget for any tags that you’ve created. (Not sure how to tag? Click here!)
In this video, Tara shows you how to set up spending targets using the tags that you’ve created for your transactions:
Let’s say it together: Budget. Budget. BUDGET!!!
Empowering, isn’t it?
We totally recognize that “banker’s hours” aren’t always the most convenient for the average working person. At Linn Area Credit Union, we want to do everything possible to make sure that your transactions with us are quick and, dare I say, enjoyable!
When I’m working on the frontline on Saturdays, I often times think to myself, “Shoot, if only members knew ________, they would have been able to save themselves some time!”
So here is a small list I’ve complied with the help of a few of my fellow co-workers that might help you in the future:
- Write your account number on your check and sign the back. Every check that we take in has to have an account number on it. If you do this for us, it helps find your account and get it deposited quicker!
- When depositing cash, count it first and know the total. Why? Well… it’s just a good to know that your total and my total agree. Capeesh?
- If you aren’t able to get to us during business hours, don’t forget that you can always deposit in our night drops. Each location has one (even our super awesome temporary trailer at Blairs Ferry) and it is first priority the next business morning. Yes, even over the ATMs!
- And even though we LOVE to see your smiling face, we know that getting to a branch can be time consuming. We can take care of most things over the phone at 378-0101 or on eBranch. This includes common transactions like checking balances, transferring money (including loan payments, credit card payments, or maybe saving your teenager from an overdraft). You can update your contact info, too!
These simple tips just might save yourself a whole lunch break or allow you to sleep in on a Saturday morning instead of rushing to see us.
Would you believe that there is a magical place where lost things have been found, and someone’s trying to give it back to you? Would you believe that this fantastic person is backed by a whole office of assistants who want nothing but to help you find what was long ago forgotten? It’s not a genie in a Cave of Wonders, but for some, it can still end in treasure!
I’m talking about the Treasurer’s office of the State of Iowa and the Great Iowa Treasure Hunt! Maybe you’ve heard of their site, maybe you’ve seen their booth at the State Fair, but their primary job is to collect forgotten possessions, and reunite them with their owners. Most people who are familiar with this program are aware that the Treasure Hunt collects forgotten or lost account balances, but did you know they also collect things like safe deposit box contents, lost checks that were never cashed, or even unclaimed stock? There’s a lot of lost stuff out there!
I suppose you wonder how things like these can be “lost”. I mean, I don’t usually forget about my checking account…though it sometimes tries to forget me after I abuse it with some shopping, but in reality, it’s not usually like that. Often it’s related to someone moving away, or maybe never knowing they even had an account. Maybe Grandma opened an account to save for your college expenses, but never told you about it. Many times it’s due to the owner passing away and beneficiaries never finding the property.
So now the important part…how can you get your hands on anything out there that might be yours?? It’s crazy easy. Just visit their website at www.greatiowatreasurehunt.com to see if there’s anything out there for you. If you jump on it quick enough, you just might just find yourself a few extra coins to spend on something nice for the holidays!
Have a story about you or someone you know that’s found success with the Treasure Hunt? Comment and share!
When you first start using MyMoola, the thought of tagging all those transactions can feel a little overwhelming. Okay, A LOT overwhelming. We want to show you how super EASY and lightening FAST it really is! And even more than that, putting in a good 15 or 30 minutes of work to tag your transactions now will save you a ton of time in the future if you create rules. I suggest going back 30 to 60 days the first time.
Tara will walk you through this process and show you a few work arounds:
Last week you learned how to sign up for Mobile Money by getting your own unique URL code. Now it’s time to make using Mobile Money even more convenient! Whether you have an iPhone or an Android, here are instructions on how to get an icon right on your home screen:
You know you want to buy a car and you really, really want the process to be smooth. You decide to get preapproved by your favorite financial institution (Linn Area Credit Union, of course).
The bonus of getting preapproved prior to heading to the lot is really just the added confidence that you are buying within your means without any pressure. When you are preapproved for a car loan through Linn Area Credit Union, that means you can spend up to an agreed upon amount on that purchase.
So you don’t buy this:
when you really can only afford this:
So you’ve been preapproved for a loan – CONGRATULATIONS! After your ears stop ringing from all the blow horns and kazoos, here is how it all shakes out once you go to buy your car:
- You go to the car lot. (Well, hello, Captain Obvious.)
- Pick out that fabulous new or new-to-you car.
- When it comes time to talk about financing, let them know that you have already been preapproved through your besties at LACU.
- Most dealers will be able to create your LACU paperwork on site, which will be uber convenient and save you time!
- Drive away in that fab car.
Of course, you can always get financed at the dealership – just make sure to let them know you’re one of our fabulous members and that you’d like to finance through us.
Not only do we care about families NOW, but also in the FUTURE! For the last few years, we have partnered with Document Destruction & Recycling Services to make our work spaces more green. We know that every little bit counts – counts A LOT, actually! Time to toot our horn and show you what Team Linn Area accomplished last year:
We may not be shredding waves in Iowa this summer, but that won’t stop us from shredding paper. Ha ha…???
15 million United States residents have their identities used fraudulently each year. Dang. That’s scary!
Document Destruction & Recycling Services (their website is here) and Linn Area Credit Union are offering a special promotion to help residents and businesses protect confidential information from identity theft.
Yes, you read that right! Just print off this coupon:
Super important note: Your coupon MUST be filled out and presented to the office staff at Document Destruction in order to redeem the FREE shredding.
With these coupons, you are able to shred an UNLIMITED QUANTITY from now until August 31, 2014. Their hours are Monday through Friday from 7:00am to 3:30pm. They are located at 4250 6th Street SW in Cedar Rapids (very close to Hawkeye Downs).
If you have any questions, feel free to email Bailey Burt at BaileyBurt@shreddingexperts.com.
Buying a house is a big deal. Big. Huuuuuuge. (Pretty Woman reference, anyone, anyone??) One of the most important steps is getting preapproved. Why? Because the last thing you want to do is go falling in love with a house that you absolutely can’t afford.
Like, I think this house is gorgeous (pool boy is included, right?), but my bank account disagrees:
To make sure you’ve got your head in the game and your eye on the right price range, the smartest thing you can do is work with a mortgage officer before you even start daydreaming on the internet. Don’t deny that you’ve been doing it, buddy! Nope, you don’t even have to have a realtor at this point. (We can help you find one if you’re not sure where to start, too!)
So it’s kind of like one of those choose your own ending books of yester-year. You have several options on ways to get preapproved:
- Give us a call at 378-0101 ext. 3. Many times we can tell you over he phone in just 10 minutes what you will be preapproved for!
- Throw on your PJs and apply online at www.LinnAreaCU.org/Mortgage – fill out as much of the app as you can. A mortgage loan officer will get back to your toute suite!
- You can stop into our Blairsferry, Marion or Edgewood Road offices and we can help you get started, face-to-beautiful-face.
Information you’ll want to have available at the time of preapproval (for you AND a co-borrower, if one will be involved): social security number, contact info, employment info, and best estimates of your income and assets.
Taaahhhhhh DAHHH! You’re preapproved! I knew you had it in ya!
Now its time to get out there are find your new home!