Business Loans

Smiling owner of men's clothing store

We can help you make it work!

We’ve got the funds and know-how to help you turn your business into everything you’ve been dreaming about! (Unless you’ve been dreaming about Heidi Klum. We can’t turn your business into Heidi Klum.)

Ready to learn more about how we can help? Call us at (319) 892-7300 and ask to speak with one of our experienced, helpful and uber-savvy commercial loan specialists. You may also stop by our Blairs Ferry Road branch to request a personal consultation.

To help make your loan application process zoom right along, please bring in: (you won’t need these at your initial consultation, but eventually, yes.)

  • Business tax returns for the past three (3) years
  • Personal tax returns for the past three (3) years for individuals who own 20% or more of the business
  • Personal financial statements for individuals who own 20% or more of the business
  • Organizational documents and operating agreements for business entity
  • Purchase agreement for real estate transactions (where applicable)
  • Purchase order or invoice for equipment or vehicles (where applicable)
  • Building plans, budget, subcontractor bids, and building permits (for construction loans)
  • 90 days of checking account statements to show proof of down payment funds (where applicable)

Small Business Loans

Ready to move forward? We can help you with anything from commercial first mortgages to vehicle and equipment loans!

Commercial Loans

Is your company on the verge of greatness? We offer a variety of loan options that can help you take it to the next level.

Business Checking Accounts

We offer three different types of business checking accounts. Take a look to find the one that’s right for you.

Business Services

From ACH originations to merchant processing (and everything in between!), our business services and tools will help your company run like a well-oiled machine.

Health Savings Accounts

Does your business offer high-deductible health plans? If so, you may be interested in our free Health Savings Accounts for yourself and your employees.

Now that's convenient! Running a little low on business checks? We have an easy way for you to order more, 24/7/365. Just go to (Pretty straightforward, right?) You'll need Linn Area Credit Union's routing number, which is 273972897, and…
*APY = Annual Percentage Yield APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening. Credit union membership is required to obtain Linn Area products. $5 minimum deposit required. Any fees incurred…