Commercial Loans

Man and woman envisioning a project outdoors

We know you’re building an empire.

Expand. Diversify. Acquire. (Face it: These are the words that get you out of bed in the morning!) With the dawn of each day, you square off against new challenges… and you wouldn’t have it any other way! Well, let Linn Area Credit Union be the trusty sidekick on your incredible quest. We’ve got a lot to offer!

To set up a personal consultation, contact one of our commercial loan specialists at (319) 892-7300 or fill out the short form below. (Be sure to hit the Submit button!) Want to prep for the application process? Here’s your checklist. (You won’t need the info at your very first meeting, but we know how you are.)

Commercial First Mortgage

Now’s the time for more locations! Let us help you purchase or refinance commercial buildings, investment properties, or land for real estate development or construction loans.

  • 20% down required (Please bring 90 days of checking account statements to show balances.)
  • Five-year terms with flexible amortization available
  • Fixed- and adjustable-rate products available

Business Line of Credit

Do you need to purchase additional inventory for that expansion? Well, we know your suppliers still want to get paid. A business line of credit can help ward off a cash-flow crunch.

  • One-year, annually-renewable, working capital lines of credit
  • Interest-only payments
  • Secured by accounts receivable and inventory

Vehicle Loans

A conquering empire often needs an extra vehicle or five. Let us loan you the scratch you need to build your fleet!

Equipment Loans

There’s always a cutting-edge something-or-other that will take your business to the next level. You want that. We can help you finance it.

  • 20% down required (Please bring 90 days of checking account statements to show balances.)
  • Term is dependent on the useful life of the equipment financed

Agriculture Loans

Ag loans? Just say yes. Ask us how you can purchase or refinance farmland or recreational land.


I’d like to talk to someone about a commercial loan!

(Be sure to scroll down and hit the “Submit Form” button!)


All loans subject to approval. Rates, terms, and conditions are subject to change.
Our fees are fantastically low! Not many places can say that they're proud of their fees. (Unless they're super-low like ours!) We're here to tell you, you'll be pretty impressed! See our very competitive business account fees. And don't forget:…
Now that's convenient! Running a little low on business checks? We have an easy way for you to order more, 24/7/365. Just go to www.ordermychecks.com. (Pretty straightforward, right?) You'll need Linn Area Credit Union's routing number, which is 273972897, and…