Auto Loans

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Getting Your First Loan

All about that loan. Applying for your first loan is an exciting step on the way to financial independence. At the same time, loans can be confusing... and making a mistake with your finances early…
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Home Equity Line of Credit (HELOC)

Put your home's equity to work for you. Equity is the difference between the appraised value of your home and what you owe on your mortgage. Your home’s equity can be made available to borrow…
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Beth Baird Honored by ICUL

The Iowa Credit Union League has named Beth Baird the Young Professional of the Year for 2017. Baird is a Loan Operations Supervisor at Linn Area Credit Union, where she has worked for 11 years.…
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Equifax Data Breach

Equifax data breach: 143 million people could be affected UPDATE 9/11/17: The Equifax data breach situation is continually evolving. According to Equifax, the company has adjusted the TrustedID Premier product Terms of Use. For more…
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TruStage® Auto & Home Insurance Program

Protect your property. You trust your credit union to make products and services available to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to…
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Depreciation Protection

Protect your investment! Soooo, you just bought an awesome new car valued at $25,000. Because you’re a negotiator ninja, you were able to talk the dealer into selling it to you for only $22,000. Because…
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Loan Rates

Not-for-profit banking means a better deal for you! Linn Area Credit Union has been lending at competitive rates since 1935. If you're looking for our mortgage rates, we have a fancy rate table/calculator combo! *Annual…
Linn Area Credit Union

Our Preferred Dealerships

Buying a vehicle, RV, boat or truck just got easier! Now you can get great Linn Area Credit Union rates and financing right at the dealer. Just let them know you want Linn Area Credit…
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Auto Loan Early Payoff Calculator

How much interest can you save by increasing your auto loan payment? This financial calculator helps you find out. View the report to see a complete amortization payment schedule, and how much you can save…