Credit Cards

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Home Equity Line of Credit (HELOC)

Put your home's equity to work for you. Equity is the difference between the appraised value of your home and what you owe on your mortgage. Your home’s equity can be made available to borrow…
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Equifax Data Breach

Equifax data breach: 143 million people could be affected UPDATE 9/11/17: The Equifax data breach situation is continually evolving. According to Equifax, the company has adjusted the TrustedID Premier product Terms of Use. For more…
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Switching made simple... so you have time for the important stuff. Switching to Linn Area Credit Union is now easier than ever... with ClickSWITCHTM -- the fast, secure, and free way to switch your automatic…
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Keeping You in the Green

The month of March is all about the green. You’ve got St. Patrick’s Day, the first day of spring, and it’s also National Credit Education Month. So it’s a great time to take a look…
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ShopPING Card Protection

PING! Someone just used my card! Wouldn’t it be awesome if you could know right away that someone was using your Linn Area Credit Union credit card or debit card? (Yes. Yes, it would.) Well,…
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Apply For a Credit Card

Low rates, no annual fee and a 25-day interest-free grace period. Um, yes please! And did we mention no balance transfer fees? I mean, what’s not to love? Apply now!
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Credit Card Quizlet

Be a credit card smartypants Credit cards can be an easy way to buy things and are lifesavers in an emergency… but they can also ruin your credit and cause years of trouble if you…
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Your Credit Score

Your financial life represented in one number A credit score (aka: FICO score) ranges from 300 to 850. It’s a number that rates your risk to a lender and it indicates how likely you are to:…
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Financial Calculators

Let’s crunch some numbers… Calculators are an excellent way to help you answer some questions. We have many to choose from! Loan Calculators Loan Calculator – Enter your desired payment – and let us calculate…
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Credit Card Payoff Calculator

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals. All calculations shown using this simulation calculator are for…