Mortgage Loans

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Home Equity Line of Credit (HELOC)

Put your home's equity to work for you. Equity is the difference between the appraised value of your home and what you owe on your mortgage. Your home’s equity can be made available to borrow…
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Equifax Data Breach

September 8, 2017
Equifax data breach: 143 million people could be affected UPDATE 9/11/17: The Equifax data breach situation is continually evolving. According to Equifax, the company has adjusted the TrustedID Premier product Terms of Use. For more…
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Set Up Payroll Deduction

Use this form to take money out of your paycheck and place it in any Linn Area Credit Union account or to pay any Linn Area Credit Union loan. Online Form - Set Up Payroll…
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Loan Rates

Not-for-profit banking means a better deal for you! Linn Area Credit Union has been lending at competitive rates since 1935. Check ’em out! Note: Any loan amount less than $5,000 would have a maximum term…
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Financial Calculators

Let’s crunch some numbers… Calculators are an excellent way to help you answer some questions. We have many to choose from! Loan Calculators Loan Calculator – Enter your desired payment – and let us calculate…
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Apply For A Loan

You have better things to do than drive to a branch to apply for a loan. (But if you’re looking for a reason to come visit us, this would be a good one. We can…
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NMLS Numbers

The SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act) requires that all mortgage loan originators register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each mortgage loan originator is assigned…
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Buying a Home

What's an ARM? Do I need a down payment? How much? We know you have questions. (And you should!) Buying a home is a huge step, whether you're taking it on your own or with…
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Buying a Second Home

Looking for a little getaway place? Maybe an investment property on a lake or that cabin in the woods? Before you write the earnest money check, consider these awesome tips for happy second-home ownership… If buying…
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Explor-a-Mortgage, Part 2

July 28, 2016
As you may or may not know, I’ve been exploring refinancing my home on and off for a couple of months. My latest meeting was with Larry, and we worked the numbers (OK, Larry worked…
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