Mortgage Loans

We’ve taken all the best mortgage tools available and put them into one place for you! Check out the most current rates, shop for the best loan program, use our ridiculously helpful calculators, and – WOW – apply for your home loan ONLINE! Easy, convenient, no pressure. Just how we like it!

Linn Area Credit Union

Meet our Mortgage Team

Sharelle Gandy, Universal Mortgage Loan Originator Sharelle Gandy has worked in a variety of positions within the mortgage department (and throughout Linn Area) since 2015. She has had the opportunity to work in the processing/underwriting…
Linn Area Credit Union Mortgage Loan Officer Jordan Leazer

Jordan Leazer

Jordan joined Linn Area as a Financial Services Representative in February 2019. Shortly thereafter, he began assisting the mortgage team with home equity loans and post-closing processes. Prior to coming to the credit union, Jordan…
Construction worker using nail gun on shingles

Home Repair Emergency Fund

Build emergency home repairs into your savings plan. Hot water heater failures. Leaky toilets. Loose shingles. These are the kinds of unexpected home repairs that need immediate attention to keep a small problem from getting…
Young woman in car holding keys and flashing a thumbs up

Getting Your First Loan

All about that loan. Applying for your first loan is an exciting step on the way to financial independence. At the same time, loans can be confusing... and making a mistake with your finances early…
Linn Area Credit Union

Get a Free Mortgage Loan Consultation

Please note: Thanks for coming to us for your mortgage loan! Like most financial institutions, we’re experiencing an extremely high volume of inquiries right now due to a very active mortgage marketplace. It may take…
Young couple looking at mortgage glossary on a laptop

Mortgage Glossary

Mortgage terms, defined. Do you get all glassy-eyed when words and phrases you don’t know are being tossed about? Our mortgage specialists are always happy to explain things in ways that are easy to understand!…
Linn Area Credit Union Mortgage Loan Officer Sharelle Baker

Sharelle Gandy

Sharelle Gandy has worked in a variety of positions within the mortgage department (and throughout Linn Area) since 2015. She has had the opportunity to work in the processing/underwriting stages of mortgage loans, and that…
Couple discussing mortgage loan types

Mortgage Loan Types

A mortgage loan to suit your needs. Linn Area Credit Union offers a variety of mortgage loan options to meet your needs. Our mortgage specialists will work with you to help determine the type of…
Linn Area Credit Union

Apply for a Mortgage Loan

We're excited to help you get your new home! For your convenience, our entire mortgage loan application process can be handled electronically. (You'll only have to come in for the closing!) As you complete the…