Mortgage Loans

We’ve taken all the best mortgage tools available and put them into one place for you! Check out the most current rates, shop for the best loan program, use our ridiculously helpful calculators, and – WOW – apply for your home loan ONLINE! Easy, convenient, no pressure. Just how we like it!

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Mortgage Loan Rates

Interest rates shown assume a $160,000 loan with 740 credit score and a 30-day lock. For a $160,000 loan for a term of 30 Year Fixed (Conforming) with a 4.500% rate, the monthly payment will…
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Home Equity Line of Credit (HELOC)

Put your home's equity to work for you. Equity is the difference between the appraised value of your home and what you owe on your mortgage. Your home’s equity can be made available to borrow…
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Equifax Data Breach

September 8, 2017
Equifax data breach: 143 million people could be affected UPDATE 9/11/17: The Equifax data breach situation is continually evolving. According to Equifax, the company has adjusted the TrustedID Premier product Terms of Use. For more…
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Loan Rates

Not-for-profit banking means a better deal for you! Linn Area Credit Union has been lending at competitive rates since 1935. Check ’em out! Note: Any loan amount less than $5,000 would have a maximum term…
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Financial Calculators

Let’s crunch some numbers… Calculators are an excellent way to help you answer some questions. We have many to choose from! Loan Calculators Loan Calculator – Enter your desired payment – and let us calculate…
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Apply For A Loan

You have better things to do than drive to a branch to apply for a loan. (But if you’re looking for a reason to come visit us, this would be a good one. We can…
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NMLS Numbers

The SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act) requires that all mortgage loan originators register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each mortgage loan originator is assigned…
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Buying a Home

What's an ARM? Do I need a down payment? How much? We know you have questions. (And you should!) Buying a home is a huge step, whether you're taking it on your own or with…
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Buying a Second Home

Ready to get away or to invest in a property? Is it time to make a habit of seeing sunsets on the lake or watching wildlife from your very own cabin? Or, would you like…
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Explor-a-Mortgage, Part 2

July 28, 2016
As you may or may not know, I’ve been exploring refinancing my home on and off for a couple of months. My latest meeting was with Larry, and we worked the numbers (OK, Larry worked…
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