Mortgage Loans

We’ve taken all the best mortgage tools available and put them into one place for you! Check out the most current rates, shop for the best loan program, use our ridiculously helpful calculators, and – WOW – apply for your home loan ONLINE! Easy, convenient, no pressure. Just how we like it!

No Calculator Image

Mortgage Loans

Please note: Thanks for coming to us for your mortgage loan! Like most financial institutions, we’re experiencing an extremely high volume of inquiries right now due to a very active mortgage marketplace. It may take…
No Calculator Image

Mortgage Loan Rates

More than just mortgage rates. Our current mortgage rates are displayed below, but this is much more than your run-of-the-mill rate table. This interactive table is also a calculator! Just enter a loan amount, and…
Man using drill to build new deck

Home Equity Line of Credit (HELOC)

Put your home's equity to work for you. Equity is the difference between the appraised value of your home and what you owe on your mortgage. Your home’s equity can be made available to borrow…
Equifax data breach graphic

Equifax Data Breach

Equifax data breach: 143 million people could be affected UPDATE 9/11/17: The Equifax data breach situation is continually evolving. According to Equifax, the company has adjusted the TrustedID Premier product Terms of Use. For more…
Detail of 1930s car fender

Loan Rates

Not-for-profit banking means a better deal for you! Linn Area Credit Union has been lending at competitive rates since 1935. Check ’em out! Note: Any loan amount less than $5,000 would have a maximum term…
Close-up of woman making calculations

Financial Calculators

Let’s crunch some numbers… Calculators are an excellent way to help you answer some questions. We have many to choose from! Loan Calculators Loan Calculator – Enter your desired payment – and let us calculate…
No Calculator Image

Apply for a Loan

You have better things to do than drive to a branch to apply for a loan. (But if you’re looking for a reason to come visit us, this would be a good one. We can…
No Post Image

NMLS Numbers

The SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act) requires that all mortgage loan originators register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each mortgage loan originator is assigned…
Couple moving into first home with dog

Buying a Home

What's an ARM? Do I need a down payment? How much? We know you have questions. (And you should!) Buying a home is a huge step, whether you're taking it on your own or with…
No Calculator Image

Buying a Second Home

Ready to get away or to invest in a property? Is it time to make a habit of seeing sunsets on the lake or watching wildlife from your very own cabin? Or, would you like…