Mortgage Loans

We’ve taken all the best mortgage tools available and put them into one place for you! Check out the most current rates, shop for the best loan program, use our ridiculously helpful calculators, and – WOW – apply for your home loan ONLINE! Easy, convenient, no pressure. Just how we like it!

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Mortgage Loans

Buying a house is a big move! We’re so excited for you! Buying a home is a big deal, whether you’re getting your very first home, upgrading from your current house, or downsizing. Big investments…
Linn Area Credit Union

Mortgage Loan Rates

More than just mortgage rates. Our current mortgage rates are displayed below, but this is much more than your run-of-the-mill rate table. This interactive table is also a calculator! Just enter a loan amount, and…
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Home Equity Line of Credit (HELOC)

Put your home's equity to work for you. Equity is the difference between the appraised value of your home and what you owe on your mortgage. Your home’s equity can be made available to borrow…
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Beth Baird Honored by ICUL

The Iowa Credit Union League has named Beth Baird the Young Professional of the Year for 2017. Baird is a Loan Operations Supervisor at Linn Area Credit Union, where she has worked for 11 years.…
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Equifax Data Breach

Equifax data breach: 143 million people could be affected UPDATE 9/11/17: The Equifax data breach situation is continually evolving. According to Equifax, the company has adjusted the TrustedID Premier product Terms of Use. For more…
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Loan Rates

Not-for-profit banking means a better deal for you! Linn Area Credit Union has been lending at competitive rates since 1935. If you're looking for our mortgage rates, we have a fancy rate table/calculator combo! *Annual…
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Financial Calculators

Let’s crunch some numbers… Calculators are an excellent way to help you answer some questions. We have many to choose from! Loan Calculators Loan Calculator – Enter your desired payment – and let us calculate…
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Apply for a Loan

You have better things to do than drive to a branch to apply for a loan. (But if you’re looking for a reason to come visit us, this would be a good one. We can…
Linn Area Credit Union

NMLS Numbers

The SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act) requires that all mortgage loan originators register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each mortgage loan originator is assigned…
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Buying a Home

What's an ARM? Do I need a down payment? How much? We know you have questions. (And you should!) Buying a home is a huge step, whether you're taking it on your own or with…