Saving

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Benefit of Spending Less Calculator

Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth, if you were to invest them. View the value of…
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MyMoola Tutorial Videos

See How Easy It Is To Use MyMoola Check out these tutorial videos to see MyMoola in action and learn about all of the benefits our online money management tool provides. Overview and Adding Accounts…
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IDAs (Individual Development Accounts)

What is an IDA? An Individual Development Account helps our members meet certain savings goals. After proving they’re serious about saving money and improving their financial education, they could have their savings MATCHED dollar-for-dollar up to…
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CDs (Certificates of Deposit)

You work hard for the money so we’d better treat you right. If you can leave your savings alone for a specific period of time, a Certificate of Deposit (CD) could be the right choice…
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Savings Deposit Rates

*APY = Annual Percentage Yield APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening. Credit union membership is required to obtain Linn Area products. $5 minimum…
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Money Market Account

For higher yield savings that are readily available for withdrawals without penalty, open a money market account with a minimum of $1,000. Interest is tiered at levels of $1,000, $10,000, $50,000, $100,000 and $250,000. Withdrawals…
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Savings Bonds

The Name’s Bond… Savings Bond… A U.S. Savings Bond is a loan made by you to the federal government. When you purchase a savings bond, you are allowing the government to pay you back in…
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Health Savings Account (HSA)

Health Savings Account Advantages A Health Savings Account (HSA), is a tax-exempt account where you can put money for medical expenses for you, your spouse and your dependents. These funds can be used to pay…
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Savings Account Types

There’s a savings account for every need When you join our Linn Area Credit Union family, you automatically get a basic savings account. You can add more savings accounts to fit your needs. Perhaps you…
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Savings Account

A savings account opens a lot of doors at Linn Area Having at least $5 in your basic savings account establishes your membership in the credit union and makes you an owner. A minimum balance…