Tips

Person sitting on floor with several packages nearby

How to Keep from Overspending Online

Use these tips to manage your online shopping habit. With everything going on in the world, unsurprisingly, online shopping is on the rise. (It’s been steadily increasing anyway, but now it’s booming!) In the United…
A hand coloring in a design with more colored pencils set aside in a tray

How to Deal with Stress

Use these tools to help cope with stress. Stress is a part of life. Some of the most stressful life events include moving, marriage, divorce, health crisis, retirement, and unemployment... but everyday life is stressful,…
No Calculator Image

Mortgage Refinance Calculator

How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs…
No Calculator Image

Home Rent vs. Buy Calculator

Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. The Home Rent vs. Buy calculator helps you weed through the fees, taxes…
No Calculator Image

Mortgage Qualifier Calculator

The first step in buying a house is determining your budget. The mortgage qualifier calculator steps you through the process of finding out how much you can borrow. You can calculate your mortgage qualification based…
No Calculator Image

Adjustable Rate Mortgage Calculator

Adjustable rate mortgages can provide attractive interest rates, but your payment is not fixed. This calculator helps you to determine what your adjustable mortgage payments may be. Apply For a Mortgage
No Calculator Image

Mortgage Calculator

Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact…
No Calculator Image

Mortgage Payoff Calculator

How much interest can you save by increasing your mortgage payment? The mortgage payoff calculator helps you find out. Click the "View Report" button to see a complete amortization payment schedule and how much you…
Linn Area Credit Union - Getting Your First Credit Card

Getting Your First Credit Card

Handle your new credit like a boss. Credit cards provide a great way to build a credit history while learning to manage your money, They can also be lifesavers in an emergency. At the same…
How to Focus on Personal Growth

How to Focus on Personal Growth

Focusing on personal growth can help you achieve. You know those people who are always doing something fabulous, like traveling frequently and landing new, better jobs? Have you ever wondered how these “achievers” do it?…