Credit Score: Ignorance is not bliss!

Confused guy in plaid shirt

Three little numbers can shape your financial life and hold a heck of a lot of power. Your credit score can affect the rates you receive on home or auto loans. It can be the “yay” or “nay” when submitting applications to rent an apartment or the deciding factor on if you have to have a down payment for your utilities. Your credit score can even be looked at when applying for a job. These three little numbers are actually three very influential, huge numbers that are the gatekeeper to living a better, less expensive life.

Ready for a jaw-dropping statistic? You sure? According to Paul Strassels, author of “Credit When Credit is Due,”  those who are A-credit versus those who are D-credit, throughout their work-life span, will pay approximately $250,000 less in interest. Yes, that is about 233,000 Jr. Bacon Cheeseburgers or 501 fancy-pants Apple iPads.

A friend of mine recently told me that she has no idea what her credit score is. She’s too scared to look. *sigh*

Friends, ignorance is not bliss! A credit score is very much like a shadow – wherever you go, it follows. It’s better to face it head on then pretend it doesn’t exist. Once you know what your credit score is, you can come up with an action plan. You just need to take the first tep and that’s finding out what your credit score is. We recommend that you go to to get your free copy of your credit report.

Do you have any great tips that you’d like to share about how you keep your credit score in it’s “Happy Place”? We’d love to hear ’em!