Buying a house is a big deal. Big. Huuuuuuge. (Pretty Woman reference, anyone, anyone??) One of the most important steps is getting preapproved. Why? Because the last thing you want to do is go falling in love with a house that you absolutely can’t afford.
To make sure you’ve got your head in the game and your eye on the right price range, the smartest thing you can do is work with a mortgage officer before you even start daydreaming on the internet. Don’t deny that you’ve been doing it, buddy! Nope, you don’t even have to have a realtor at this point. (We can help you find one if you’re not sure where to start, too!)
So it’s kind of like one of those choose your own ending books of yester-year. You have several options on ways to get preapproved:
- Give us a call at 378-0101 ext. 3. Many times we can tell you over the phone in just 10 minutes what you will be preapproved for!
- Throw on your PJs and apply online at www.LinnAreaCU.org/Mortgage – fill out as much of the app as you can. A mortgage loan officer will get back to your toute suite!
- You can stop into our Blairsferry, Marion or Edgewood Road offices and we can help you get started, face-to-beautiful-face.
Information you’ll want to have available at the time of preapproval (for you AND a co-borrower, if one will be involved): social security number, contact info, employment info, and best estimates of your income and assets.
Taaahhhhhh DAHHH! You’re preapproved! I knew you had it in ya!
Now it’s time to get out there and find your new home!