Goodbye, Winter! Hello, New home!

Couple hugging in moving box


Has being cooped up all winter given you the itch to buy a new home? According to our Director of Mortgage Lending, Larry Potter, you’re not alone.

Larry Potter Director of Mortgage Lending
Larry Potter
Director of Mortgage Lending

“We always see an increase in home sales in the springtime,” he says. “This year we expect to see even more activity due to the unusually low interest rates.”

When getting ready to venture into the housing market, the very first thing you need to do is get a preapproval letter. Often, realtors won’t show you houses without one! A preapproval letter simply states the maximum amount that you are preapproved to spend on a home. From there, realtors are able to skillfully guide you to homes within your price range.

During this process, your Linn Area mortgage loan officer will provide you with estimated monthly payments as well as total cash needed to close. The preapproval process is shockingly easy.

“Just give us a call at 378-0101, ext 3. We can usually get you preapproved over the phone in just 10 or 15 minutes!”

If the chatting on the phone isn’t your gig, feel free to apply online at or stop on by our Blairs Ferry office to get one-on-one personal service from one of our helpful mortgage loan officers.