LACU: The Patronus of Financials


A little over a month ago I found myself outside, cold, and in the dark for hours. No, I wasn’t lost – I was in line for the midnight showing for the latest Harry Potter movie! Being the huge Harry Potter fan that I am, I simply could not wait to see the movie at a reasonable hour. Nope, I absolutely HAD to be there at midnight. This is the right time to mention that I was also the first in line to get the seventh Harry Potter book at midnight many years ago. So if you haven’t figured it out yet, I am a huge dork and I’m not afraid to admit it. 

Back to my story – with Harry Potter on the brain and lots of time to spare while standing in line, I started thinking about my job at the credit union and how it relates back to the greatest book series ever. (Give me a break, I was in line for nearly 3 hours!) 

We often hear about people’s bad experiences with their previous financial institutions. I can’t help but compare these bad-news financials to Dementors. Now if you don’t know what a Dementor is, then you obviously haven’t read the Harry Potter books and so I highly recommend that you pick up the greatest 7 books ever! But if you would like the super short version, here it is: Dementors are soul sucking beings that prey on people’s happy thoughts, making them feel sad and hopeless. Now if you’ve ever felt stuck at a financial institution that didn’t treat you right, you may be nodding your head in agreement with me. Some of these places have more (and much higher!) fees, are inflexible, and sometimes, just downright mean!

I’d venture to say that we at Linn Area Credit Union are your Patronus to the Dementors. For you non-Harry Potter people, a Patronus is a fun little animal that takes shape from a happy thought and scares the Dementors away. (I think my Patronus would be a chinchilla, but let’s say for toughness’ sake that Linn Area’s would be a lion.) 

Let’s take the subject of “overdraft fees” to illustrate my point. One Dementor financial charges crazy overdraft fees! Not only do they ding you for being over drawn (one financial charges $37.50!), depending on what number of overdraft you are on, they also charge you for every single day that you are overdrawn. Talk about soul sucking… Geez, they sure kick you when you are down! 

I imagine that when you see how Linn Area Credit Union only charges a fraction of what those Dementor financials do for the same services that you’ll be so happy that all the sadness that you used to feel with the those nasty Dementors has gone away. 

If you are not yet a member of Linn Area, and it seems like there is no light at the end of the tunnel; that all financials are out to rob you – don’t believe it! That is just the Dementor taking away all your hope. You don’t have to be a Dementor victim! We are here and ready to help you. RAWR! (Sorry, that was our lion Patronus chiming in!) 

I hope this has maybe inspired you to check out the wonderful world of Harry Potter, and if you are already there with me, EXCPECTO PATRONUM!

So tell us in the comments below or on our Facebook page, do you share my love for Harry Potter? How can you tie Harry Potter to your finances?