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Linn Area Credit Union
(319) 892-7300
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        • Mortgage Rates
      • Home Equity Loans
        • Home Equity Loan Rates
      • Home Equity Line of Credit (HELOC)
        • Home Equity Loan Rates
      • Personal Loans
      • Debt Consolidation
      • Student Loans
      • Plugged In (Youth) Loans
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        Payroll Deduction
        & Automatic Payments
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      • TruStage® Life Insurance
      • Guaranteed Auto Protection
      • Depreciation Protection
      • Extended Warranty Insurance
      • AD&D (Accident Insurance)
      • Credit Life Insurance
      • Credit Disability Insurance
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      • Choosing Insurance
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      • How to Save Money
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      • Make a Budget
      • Manage Debt
      • Using Credit
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      • Getting Your First Checking Account
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      • Buying a Second Home
      • Planning for Retirement
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        • Auto Loan
        • Dealer Financing vs. Credit Union Financing
        • Lease vs Buy
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        • College Savings
        • Cool Million Calculator
        • Emergency Savings Calculator
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        • Traditional IRA
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        • Health Savings Account (HSA)
        • Life Insurance Calculator
        • Long Term Care Calculator
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Home Learn Financial Basics

Financial Basics

Continue

No one knows everything.

(A lot of people like to think they do. But those are the kind of people who were beat up at the bike rack after school.)

We could all use some friendly guidance when it comes to finances. If you have a few minutes, check out the information and education we offer on the following topics:

Man in coffee shop checks mobile devices
Avoiding Identity Theft & Fraud
Barefoot man balances on slackline
Balancing Your Checkbook
Mature couple walking dog in nature
Choosing Insurance
Young woman thinking about using credit card online
Credit Card Quizlet
Comfy woman relaxing on couch checks credit score on laptop
Get Your Free Credit Report
Family outside hula hooping
How to Save Money
Thoughtful young woman in cafe
Improve Your Credit
Young couple in bean bag chairs
Make a Budget
Businesswoman looking up from keyboard, paperwork, and calculator
Manage Debt
Couple on sofa using credit card online
Using Credit
Woman Relaxing On Sofa At Home Using Laptop
Your Credit Score
Enroll Today Forgot your password?
  • Lending
  • Savings
Credit Card
APR as low as
9.90%
Auto
APR as low as
2.75%
Personal Loan
APR as low as
8.40%
Home Equity
APR as low as
3.75%
  • Mortgage Rates
  • View All Loan Rates
  • Apply For A Loan
Regular Share Savings
APY as high as
0.15%
Health Savings Account
APY as high as
0.60%
High Yield Checking
APY as high as
2.00%
Certificates of Deposit
APY as high as
2.00%
  • View All Deposit Rates
  • Open an Account
Live Chat

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You'll be glad you did!

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Explor-a-Mortgage, Part 1

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Offer ends 6/30/18
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Federally Insured By NCUA
Equal Housing Opportunity
Routing/Transit Number: 273972897
© 2018 Copyright Linn Area Credit Union | All Rights Reserved
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Linn Area Credit Union Logo
  • eBranch Access
  • Rates
  • Personal
  • Business
  • Learn
Federally Insured By NCUA
Equal Housing Opportunity
Routing/Transit Number: 273972897
© 2018 Copyright Linn Area Credit Union
All Rights Reserved
  • Personal
    • Checking
      • Checking Account Types
      • Open an Account/Membership
      • Plugged In – Young Adult Account
      • Debit Cards / ATM
      • Overdraft Services
      • Direct Deposit
      • Switch Kit
      • Fee Schedule
      • Order Checks
      • Checking Deposit Rates
    • Savings
      • Savings Account Types
      • Open an Account/Membership
      • Health Savings Account (HSA)
      • Savings Bonds
      • Money Market Account
      • Savings Deposit Rates
    • Loans
      • Auto Loans
        • Auto Loan Rates
      • Recreational Vehicles (RV) Loans
      • Mortgage Loans
        • Mortgage Rates
      • Home Equity Loans
        • Home Equity Loan Rates
      • Home Equity Line of Credit (HELOC)
        • Home Equity Loan Rates
      • Personal Loans
      • Debt Consolidation
      • Student Loans
      • Plugged In (Youth) Loans
      • Automatic Deductions, Payroll Deduction & Automatic Payments
      • NMLS Numbers
    • Credit Cards
      • Apply for a Credit Card
      • Credit Card Rates
      • My Card Info
      • Transfer Your Balance
    • Investing
      • IRAs (Individual Retirement Accounts)
      • CDs (Certificates of Deposit)
    • Insurance
      • TruStage® Auto & Home Insurance Program
      • TruStage® Life Insurance
      • Guaranteed Auto Protection
      • Depreciation Protection
      • Extended Warranty Insurance
      • AD&D (Accident Insurance)
      • Credit Life Insurance
      • Credit Disability Insurance
    • Member Services
      • Wire Transfers
      • In-Branch Member Services
        • Money Orders & Cashier’s Checks
        • Notary Services
        • Signature Guarantee
        • Coin Machines
        • Night Drop Box
        • Safe Deposit Boxes
        • Statement Copies
    • Online Services
      • eBranch
      • Mobile Money App
        • Mobile Deposit
        • Mobile Deposit FAQ
      • ClickSWITCH
      • Digital Wallets
        • Apple Pay
        • Android Pay
        • Samsung Pay
      • ShopPING Card Protection
      • MyMoola
        • MyMoola Tutorial Videos
      • Bill Payer
        • Popmoney
      • My Card Info
      • eStatements
      • ART (Audio Response Teller)
  • Business
    • Business Checking
    • Business Loans
      • Small Business Loans
      • Commercial Loans
    • Business Services
  • Learn
    • Financial Basics
      • Avoiding Identity Theft & Fraud
      • Balancing Your Checkbook
      • Choosing Insurance
      • Get Your Free Credit Report
      • How to Save Money
      • Improve Your Credit
      • Your Credit Score
      • Make a Budget
      • Manage Debt
      • Using Credit
    • Life Stages
      • Getting Your First Checking Account
      • Getting Your First Car
      • Planning for College
      • Starting a New Job
      • Getting Married
      • Buying a Car
      • Planning for a Family
      • Buying a Home
      • Buying a Second Home
      • Planning for Retirement
      • Losing a Loved One
    • Financial Calculators
      • Auto Calculators
        • Auto Loan
        • Dealer Financing vs. Credit Union Financing
        • Lease vs Buy
      • Loan Calculators
        • Loan Calculator
        • Home Equity Line of Credit
        • Debt Consolidation
        • Loan & Credit Line Tax Savings
      • Savings Calculators
        • Benefit of Spending Less
        • CD (Certificate of Deposit)
        • College Savings
        • Cool Million Calculator
        • Emergency Savings Calculator
        • Savings Calculator
        • Savings Goals
      • Personal Finance Calculators
        • Checkbook Balancing Calculator
        • Home Budget Analysis
        • Should My Spouse Work?
        • Student Budget Calculator
      • Credit & Debt Calculators
        • Accelerated Debt Payoff
        • Credit Card Payoff
        • Home Equity Debt Consolidation
        • How Much Do You Owe?
        • Personal Debt Consolidation
      • Retirement Calculators
        • 401(k) Savings
        • 401(k) Spend It or Save It
        • Beneficiary Required Minimum Distributions
        • Retirement Income
        • Retirement Nest Egg
        • Retirement Planner
        • Roth IRA
        • Traditional IRA
      • Insurance Calculators
        • Health Savings Account (HSA)
        • Life Insurance Calculator
        • Long Term Care Calculator
  • Promotions
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