Financial Calculators

Close-up of woman making calculations

Let’s crunch some numbers…

Calculators are an excellent way to help you answer some questions. We have many to choose from!

Loan Calculators

Loan Calculator – Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Home Equity Line of Credit Calculator – Use this to determine how big a line of credit can you receive.

Debt Consolidation Calculator – Should you consolidate your debt?

Loan & Credit Line Tax Savings Calculator – Use this to determine your tax savings on loans or credit lines with tax deductible interest payments.

Mortgage Calculators

Mortgage Calculator – Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule.

Adjustable Rate Mortgage Calculator – Adjustable rate mortgages can provide attractive interest rates, but your payment is not fixed. This calculator helps you to determine what your adjustable mortgage payments may be.

Mortgage Qualifier Calculator – The mortgage qualifier calculator steps you through the process of finding out how much you can borrow.

Home Rent vs. Buy Calculator – The Home Rent vs. Buy calculator helps you weed through the fees, taxes and monthly payments to help you make a decision between these two options.

Mortgage Payoff Calculator – The mortgage payoff calculator helps you find out. Click the “View Report” button to see a complete amortization payment schedule and how much you can save on your mortgage.

Mortgage Refinance Calculator – Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home.

Home Equity Line of Credit Calculator – Use this calculator to determine the home equity line of credit amount you may qualify to receive.

Auto Calculators

Auto Loan Early Payoff Calculator – Find out how much interest you can save by increasing your monthly auto loan payment.

Auto Loan Calculator – Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Dealer Financing vs. Credit Union Financing Calculator – Use this to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.

Lease vs. Buy Calculator – Should you lease your next automobile or finance it?

Credit Cards & Debt Management

Accelerated Debt Payoff Calculator – Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator will show you how to accelerate your debt payoff.

Credit Card Payoff Calculator – See what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Home Equity Debt Consolidation Calculator – This will help determine if using your home’s equity to consolidate your debt is right for you.

How Much Do You Owe Calculator – A great starting point for your debt management plan.

Personal Debt Consolidation Calculator – Should you consolidate your debt? Use this to help determine if debt consolidation is right for you.

Retirement Savings & Planning

401(k) Savings Calculator – A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.

401(k) Spend it or Save It Calculator – There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.

Beneficiary Required Minimum Distributions Calculator – Use this to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.

Retirement Income Calculator – Determine how much monthly income your retirement savings may provide you in your retirement.

Retirement Nestegg Calculator – Do you know how much it takes to create a secure retirement? Use this to help determine what size your retirement nestegg should be.

Retirement Planner Calculator – Quickly determine if your retirement plan is on track – and learn how to keep it there.

Roth IRA Calculator – Use this to compare the Roth IRA to an ordinary taxable investment.

Traditional IRA Calculator – How can contributing to a regular IRA help you in your retirement?


Benefit of Spending Less Calculator – Reducing your spending can be worth more than you might think. See just how much your budget reductions may be worth.

Certificate of Deposit Calculator – See how much interest you can earn on a Certificate of Deposit (CD).

College Savings Calculator – Use this to help develop or fine tune your education savings plan.

Cool Million Calculator – Find out when your savings plan may make you a millionaire!

Emergency Savings Calculator – This helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.

Savings Calculator – See how consistent investments over a number of years can be an effective strategy for you to accumulate wealth.

Savings Goals Calculator – See what will it take to reach your savings goal.

Personal Finance

Checkbook Balancer Calculator – Balance your checkbook with this quick and easy calculator.

Home Budget Analysis Calculator – Analyze your budget, see where your money goes and find out where you can improve!

Should My Spouse Work? Calculator – Use this to see the financial impact of having either one or two incomes for your household. An excellent tool if you’re thinking about expanding your family.

Student Budget Calculator – Specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.


Health Savings Account (HSA) Savings Calculator – This will help you determine how much your Health Savings Account (HSA) will be worth over time.

Life Insurance Calculator – See how much life insurance you really need.

Long Term Care Calculator – Long term care is needed by those who can’t perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.