Getting Your First Car

Young man with key and first car with Linn Area Credit Union's Auto loan

Your very first ride!

We kid you not, you’ll fondly remember your first car for the rest of your life. (Mine was a yellow and black 1979 Datsun B210 wagon I called “The Bumblebee.” And it was aaaaaaawesome!)

So, the question is: Are you saving up for a car? Or are you planning to get a loan? Or a little bit of both? If you don’t have a plan, come on in and meet with one of our financial counselors. We can help steer you in the right direction. (See what we did there?)

If you’d like to get in the fast lane (and the puns keep comin’, folks!), check out these calculators:

SAVINGS GOALS CALCULATOR – What will it take to save enough for a car? This financial calculator helps you find out.

AUTO LOANS – Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

AUTO LOAN EARLY PAYOFF – Find out how much interest you can save by increasing your monthly auto loan payment.

DEALER FINANCING VS. CREDIT UNION FINANCING – Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.

LEASE VS. BUY – Should you lease your automobile or finance it? Find out with this calculator!