Choose a card that works for you!

We take pride in our credit card portfolio and offer the best cards possible for our members. You won’t find much fine print and we haven’t changed our rates since 1999. (Hairstyles, yes. Rates, no.)

Visa® Platinum Rewards

img_rewardsvisa

  • Earn one point for every dollar you spend on purchases!
  • Low 10.90% APR
  • 25-day interest-free grace period on purchases
  • No annual fee

To see how many points you have earned or to check out your reward options, go to the Choice Rewards website. (Note: You don’t have to log in. Just click “Continue” then “Browse Only”.) You have up to 24 months to use your points before they expire.

Click here for full details.


Visa® Platinum

img_platinumvisa

  • Low 9.90% APR
  • 25-day interest-free grace period on purchases
  • No annual fee

Click here for full details.

 


Visa® Classic

img_visaclassic

  • Low 13.80% APR
  • 25-day interest-free grace period on purchases
  • Minimum payments are only 3% of your balance each month
  • No annual fee

Click here for full details.

 


MasterCard®

img_platinumvisa

  • Low 13.80% APR
  • 25-day interest-free grace period on purchases
  • No annual fee

Click here for full details.

 


Plugged In Visa®

img_pluggedin

  • Low 9.90% APR
  • Exclusively for members between the ages of 16 – 22
  • Designed to be a first credit card with a low rate and lower limit
  • 25-day interest-free grace period on purchases
  • No annual fee
  • Includes benefits of our Plugged In program.

Click here for full details.


Business Visa®

img_visabusiness

  • Low 7.25% APR
  • No monthly service fee

To apply, call (319) 892-7378 or shoot an email to mcervantes@linnareacu.org stating your interest in our Business Visa.

Click here for full details.


*APR = Annual percentage rate

Credit Card Rates

No fluctuating, variable rates. Just good, low rates that haven’t changed since 1999.

Balance Transfer Form

Here’s your chance to transfer your credit and department store card balances onto your low-rate LACU credit card.

Your LACU Credit Card Online

Access all of the information about your LACU credit card account online. You can sign up for e-Statements, pay your bill and do other wild and crazy stuff!

Get Your Credit Report

Everybody gets one free copy of their credit report each year from each of the three credit bureaus.

Customize Your Credit Card

Express yourself! Personalize your card with a favorite photo of your family, pet or hobby. It’s easy!

LACU’s Cardholder Agreement

Terms and agreements to using a Linn Area Credit Union credit card.

Verified by Visa

This feature will help protect your Linn Area VISA credit card when making purchases online.  Go here for more information or to enroll your LACU VISA card.

Loan Insurance

Credit life and credit disability insurance

Equal Housing Lender
 
National Credit Union Administration
© 2014 Copyright Linn Area Credit Union
All Rights Reserved | Disclaimer
Iowa Web Design by Flying Hippo
WordPress SEO fine-tune by Meta SEO Pack from Poradnik Webmastera