Credit Card Application

Low rates, no annual fee and a 25 day interest-free grace period.

This application is for all of our credit cards unless you are 22 or younger. If that’s you, please click here.

Applicant:
  1. (required)
  2. What do you want your card to look like?
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  11. (valid email required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  16. (required)
  17. * = You do not need to include alimony, child support or other maintenance income if you don't want it considered to make your credit payments
  18. (required)
  1. (required)
  2. Is there a co-applicant?
Co-Applicant Information
  1. * = You do not need to include alimony, child support or other maintenance income if you don't want it considered to make your credit payments
Credit Life and Disability Insurance:
  1. Your election to purchase credit insurance is voluntary and not a factor in approval by Linn Area Credit Union. Mark whether you desire to become insured under the policy for coverages showing below with respect to all advances made under the card agreement. If yes, you agree to pay the required premium charge shown. Any insurance shall become effective only on the advances actually made under the terms of the card agreement. You are eligible for coverage only if you have not attained age 70 for life and age 66 for disability.
  2. Single Credit Life at a cost of $.69 per $1,000 of your monthly credit card balance
  3. Joint Credit Life at a cost of $1.15 per $1,000 of your monthly credit card balance
  4. Credit Disability at a cost of $2.11 per $1,000 of your monthly credit card balance
Authorizations:
  1. By submitting this request, you authorize the Credit Union to obtain credit reports in connection with this request for credit and for any update, increase, renewal, extension, or collection of the credit received. You understand that the Credit Union will rely on information in this request and your credit report to make its decision. When applicable, spousal information may also be requested as a part of this request. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan requests made to federal credit unions or state chartered credit unions insured by NCUA.
  2. If you are applying for a credit card, you understand that the use of your card will constitute acknowledgment of receipt and agreement to the terms of the credit card agreement and disclosures. You grant us a security interest in all individual and joint share and/or deposit accounts you have with us now and in the future to secure your credit card account. When you are in default, you authorize us to apply the balance in these accounts to any amounts due. Shares and deposits in an Individual Retirement Account, and any other account that would lose special tax treatment under state or federal law if given as security, are not subject to the security interest you have given in your shares and deposits.
  3. Should you list a mobile phone number or use any other wireless device as means of contact, you are consenting to receive communications in that manner and may incur charges depending on your plan.
Click to read important disclosures:
  1. By checking the box(es) below and submitting this request, all parties named below are agreeing to the terms, conditions and disclosures associated with this request.
  2. I, (primary applicant name), agree to the terms, conditions and disclosures of this request as the Primary Applicant.
  3. I, (co-signer name), agree to the terms, conditions and disclosures of this request as the Joint Applicant.
  4. Please provide your email address below. You will receive confirmation of your loan request.
  5. (required)
 

cforms contact form by delicious:days

Equal Housing Lender
 
National Credit Union Administration
© 2014 Copyright Linn Area Credit Union
All Rights Reserved | Disclaimer
Iowa Web Design by Flying Hippo
WordPress SEO fine-tune by Meta SEO Pack from Poradnik Webmastera