Making the Leap

Close-up checking balances on mobile phone

I’m truly impressed with our Mobile Money app. Truly.

Generally speaking, I’m not a person who leaps into action when the brand-spankin’-newest, high-tech gadget is introduced. Or software. Or anything, for that matter.

It’s pretty easy for me to be that person who just goes along with what they’ve got, and that works for them. (If you’re an early adopter, I know I’ve totally lost you. That’s OK. Go find something new-to-you to fall in love with… and catch up with us next time!)

So when Linn Area Credit Union launched the Mobile Money app last year, I was surprised by my reaction. I wanted to try it!

As the mom and CFO of our family, I got myself set up for online banking years ago. Need to transfer money? Bam! Need to pay a credit card? Boom! (Way easier than writing checks and dropping them in the mail… although, yes, there are times I still do that.)

Sometimes, though, I would be nowhere near a computer when I realized that, hey, that credit card bill that I tossed into the back seat of the car weeks ago, remember that one? It’s due today! (Really, you never do that? It can’t be just me!)

So I’m out and about, with no laptop, and I’m thinking about what I can use. Coffee shop wi-fi? Nope. No laptop. (And would that be secure?) A library computer? (Heck, I don’t know. How risky is that?)

Ugh. I’ll just have to deal with it tonight when I get home. Double ugh.

Flash forward. As soon as Linn Area released the Mobile Money app, I downloaded it. I. Was. Totally. Hooked. (And it didn’t take long, either!) Want to see account balances? Bam! Want to transfer money? Boom! Plus, I always have my cell phone with me, so the convenience factor is off the charts!

In fact, I loved the Mobile Money app so much, when we began testing the Mobile Deposit function, I was one of the first in line! Does this make me an early adopter? Nope. But it sure makes my life easier!

Especially when I find the credit card bill in the back seat.