Special Limited Time Contest!!!

No More Excuses Contest

No Excuses: Set a Financial Goal This Year and Achieve It.

That’s right, this year we want to help you make your financial New Year’s resolution happen. Whether you want to save cash for a new car, or pay down debt, use MyMoola to do it and you could win as much as $1,000.

Using online financial management tools like MyMoola has helped people like you save an average of $100 monthly, just by setting and tracking financial goals. We want you to see how easy it is to build those positive habits and gain more control of your money. In fact, you’ll automatically be entered into a drawing to win if you use MyMoola to set a financial goal before February 28th, 2015.*

Get started using MyMoola today. Just log in to eBranch and click on the MyMoola tab and then select “Goals” from the menu.

How to Set a Goal to Take Decisive Financial Action

MyMoola makes it easy to set goals and track your progress. Follow these easy steps:

Step 1: Click on the “Goals” tab in MyMoola and click “Add a Goal”. Then choose the type of goal you want to create – Savings or Debt Reduction. Keep it SMART (Specific, Measurable, Achievable, Realistic and Time-based). The great thing about MyMoola is that its goal-setting tool automatically guides you.

Step 2: Set amount and account. MyMoola asks you to link your goal to an account. If one of your goals is to reduce debt, be sure you have added the account to MyMoola to make the goal realistic.

Step 3: Select completion and notification method. Choose a goal completion date. Then MyMoola will calculate how much you need to save/pay each month to achieve your goal. Or specify how much you can apply to your goal each month and MyMoola will estimate the date you will achieve your goal.

Step 4: Set where and how you want to be kept informed of your progress. A great way to stay connected with your goal is through automatic notifications. Putting the goal on your MyMoola dashboard can also help keep the goal top of mind.

Step 5: Confirm the Goal. MyMoola will show you a Goal Summary complete with current status and estimated completion date. Click the green Create Goal button and you are on your way to achieving a real financial goal in 2015!

Start Now

It’s simple. Log in to eBranch and click on the MyMoola tab to get started. Try at least one of these things by February 28, 2015 to make those financial resolutions into solid plans for 2015.

*NO PURCHASE NECESSARY. Open only to legal residents of the 50 United States (D.C.) and Puerto Rico, 18 years and older. Ends 2/28/15. For Official Rules, including odds, alternate method of entry, and prize descriptions, go to the bottom of this page. Void where prohibited.

Track your spending, manage your budget and see all your accounts in one place!

Linn Area Credit Union is making managing your money easier than ever.  Users of financial management tools like MyMoola report saving an average of $100 a month by tracking spending and setting financial goals.

Wonder how it works? Try it out yourself by logging into eBranch and click the MyMoola tab.

After your Linn Area Credit Union accounts are automatically added, it is easy to bring your complete financial picture into focus.


See all of your financial information information in one place!

 How To Get The Most Out of MyMoola

Add An Account

You can keep tabs on all of your accounts with MyMoola…even those outside of Linn Area Credit Union. Adding these accounts will help provide you with the complete financial picture you are looking for. Best of all, it is easy and secure to do with MyMoola. (See tutorial video below!)

  • Step 1: On the Dashboard page of MyMoola, click on the “Add” button at the top of the left hand column.
  • Step 2: Select the financial institution by clicking its logo or searching by name or URL.
  • Step 3: Enter your account credentials and MyMoola will display transaction and account balance information for any accounts you have with that institution.
  • Repeat with all of your financial institutions to complete your financial picture.

Create a Goal

Whether you want to pay down debt or save towards a special purchase, MyMoola makes it easy to set goals and track your progress. (See tutorial video below!)

  • Step 1: Click on the “Goals” tab and click “Add a Goal”. Then choose the type of goal you want to create.
  • Step 2: Fill in the fields to name your goal and set up the specifics of the goal.
  • Repeat for all of your financial goals.

Set a Spending Target

The real power of MyMoola is in its ability to help you track and manage your finances by setting and monitoring spending targets. (See tutorial video below!)

  • Step 1: Click on the “Budget” tab in MyMoola and then click “Add a New Spending Target” to get started.
  • Step 2: Complete the fields to pick the tags you want to track for the target, name the target, set a monthly limit, and track the accounts that will count towards the target.
  • Repeat for other spending categories – some of the most common expenses to track are groceries, transportation, and dining out.

Get Started

Now that you have been introduced to MyMoola, login to eBranch and click on the MyMoola tab to get started.

 See How Easy It Is To Use MyMoola (Videos)

Check out these tutorial videos to see MyMoola in action and learn about all of the benefits our online money management tool provides.

Overview and Adding Accounts

An overview of the Dashboard and  complete your financial picture by bringing in outside account information into MyMoola.


Help MyMoola categorize your spending to provide an accurate picture of your monthly spending habits.

Budgets (Spending Targets)

The power of MyMoola is in helping you monitor how you are spending your money. Learn how to set up spending targets with MyMoola’s budget feature.



What’s “Widget” other than just a fun word to say? In MyMoola, these colorful tools will help you keep track of your moola with one quick glance on your Dashboard. You can customize the Widgets on your Dashboard, choosing which you want to show and which you don’t want to see. In this video, we’ll show you a general overview of the most common widgets and then show you how to add, arrange and delete widgets from your dashboard.


Cash Flow Calendar

Add your income and regular expenses (bills) to the Cash Flow Calendar. See where things might get tight during the month, and make changes to improve your financial picture.



Picture a goal…then use MyMoola to make it a reality.

Net Worth

MyMoola offers a current view of your net worth, making it easy to see your complete financial snapshot with just a click of the mouse.


Search Bar and Advanced Search

Looking for a specific transaction? Save yourself a lot of time (and a whopper of a headache) by using the search functions.

Need more help?

You’re bound to have questions while working in MyMoola! This video shows where to go to get the quickest answers.


Get Started

Now that you have been introduced to MyMoola, login to eBranch and click on the MyMoola tab to get started.


No Excuses Contest Rules:

No purchase, obligation or transaction necessary TO ENTER THE SWEEPSTAKES.

Promotion Period: The No More Excuses Sweepstakes (“Sweepstakes”) begins January 1, 2015 and ends February 28, 2015. Entries received prior to or after the Promotion Period are not eligible for the Sweepstakes.

How to Enter: Individuals will receive an automatic entry into the Sweepstakes when they log into Linn Area Credit Union’s MyMoola between January 1, 2015 and February 28, 2015, and have added at least one goal. One entry per individual.

Linn Area Credit Union and contest sponsor – Debtfolio, Inc. dba Geezeo – are not responsible for entries that are lost, misdirected, delayed, destroyed, deleted, erased, stolen, or unreadable. Linn Area Credit Union and Geezeo assume no responsibility for any error, problem, or malfunction (human, technical, or otherwise) which may occur in the creation, maintenance or processing of Sweepstakes entries, or which prevents entries from being created. To obtain a list of winners, send a self-addressed envelope to No More Excuses Sweepstakes – Winners, Attn: Geezeo Marketing Dept., PO Box 821, Tolland, CT 06084. This contest is administered by Geezeo.

ALTERNATE ENTRY: Individuals may also enter the Sweepstakes by hand printing the words “No More Excuses – Linn Area Credit Union” and their full name, address, daytime phone number (including area code), and date of birth on a 3×5 card and mailing it (1 entry per envelope, only 1 entry per individual) to: No More Excuses Sweepstakes – Linn Area Credit Union, Attn: Geezeo Marketing Dept., PO Box 821, Tolland CT 06084. Mail-in entries must be postmarked no later than February 28, 2015 and received by March 4, 2015. Proof of mailing does not constitute proof of delivery. Geezeo is not responsible for lost, late, incomplete, misdirected, damaged, postage-due, or illegible entries or mail. Mechanically reproduced entries will not be accepted. Alternate entries are limited to one per person. Once submitted, all entries become the property of Geezeo and none will be returned.

Eligibility: Entries are open to the general public. No purchase necessary. To qualify for the Sweepstakes, entrants must be a resident of the 50 United States (D.C.), Guam and Puerto Rico and be 18 years or older.

Employees, Board members and consultants of Linn Area Credit Union and its subsidiaries, and their family members within the same household are not eligible to win.

Sweepstakes subject to all applicable federal, state and local laws. Sweepstakes void where prohibited or restricted by law.

Agreement to Official RULES: Participation in the Sweepstakes constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules and the decisions of Geezeo, which are final and binding in all matters relating to this Sweepstakes.

Selection of Winner: Winner will be chosen by random selection the week of March 9, 2015, from all eligible entries received during the Promotion Period from all participating financial institutions. There will be a total of one (1) winner for the $1,000 Grand Prize and one (1) winner for the $500.00 First Prize.

For a selected entry to be declared a winner, the winning individual must satisfy all of the requirements as listed in these Official Rules. Winners need not be present and will be notified by e-mail, mail or telephone within 5 business days of selection. If a winning individual does not affirmatively accept his or her prize in writing or via e-mail within 10 calendar days of notification, an alternate entrant will be selected at random in his or her place from all eligible entries received.

Prize winners will be required to sign an affidavit of eligibility and liability/publicity release which must be returned within 10 days of notification. Winners agree to permit Geezeo and Linn Area Credit Union to use their name, likeness, and city of residence for advertising and promotional purposes without additional compensation except where prohibited by law. Geezeo and CLIENT NAME will make its best reasonable effort to contact all winners. If any winner cannot be contacted, an alternate winner will be randomly selected.

Prizes: There will be awarded one (1) prize of $1,000.00 (Grand Prize) and one (1) prize of $500.00 (First Prize). The arrangement of the prize distribution will be handled between the Prize Winner and Geezeo/CLIENT NAME. Geezeo/CLIENT NAME does not guarantee any specific rates or stock availability.

The arrangement of the prize distribution will be handled between the Prize Winner and Geezeo/Linn Area Credit Union. Geezeo/Linn Area Credit Union does not guarantee any specific rates or stock availability. No prize substitution is allowed.

The odds of winning are approximately 1 in 30,000; however, actual odds of winning will depend upon the number of entries received from all participating financial institutions.

Final determination of winners will be made by a staff member of Geezeo, whose decision is final.

Prizes are non-transferable and no substitution of prizes is permitted without the permission of Geezeo, which reserves the right to substitute a prize with another prize of equal or greater value. Geezeo will report all prize winnings to the appropriate state and federal agencies as required by applicable law. All taxes, fees, surcharges or liabilities relating to a prize are the sole responsibility of the winner. Payment of any federal state or local taxes will be the obligation of the winner, and any costs not specifically identified herein are the responsibility of the prize winner.


  • Geezeo reserves the right to add, delete or revise these Official Rules as necessary without notice. Geezeo and Linn Area Credit Union are not responsible for printing errors or omissions.
  • These rules supersede any published advertising.
  • By entering the Sweepstakes, participants agree to release and hold harmless Geezeo, and Linn Area Credit Union, their subsidiaries, affiliates, directors, officers, employees, and agents from any and all liability for any injuries, loss, or damage of any kind arising from or in connection with the Sweepstakes or receipt of the Prize. Geezeo and Linn Area Credit Union and each of its officers, directors, employees, customers and representatives and agents are not responsible for any negligence, claims, liability, injury, property loss or other damages of entrants and/or winners arising from, or in connection with acceptance, receipt, possession or use/misuse of the prize awarded or participation in this Sweepstakes.
  • Geezeo and Linn Area Credit Union are not responsible for any error or technical malfunction of any telephone, computer, or other equipment, which prevents an entry from being made or received during the promotional period. Geezeo and Linn Area Credit Union are not responsible for any incorrect or inaccurate information, whether caused by tampering, hacking or by any of the equipment or programming associated with the Sweepstakes. Geezeo reserve the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Sweepstakes and redemption of prize. Entries by ineligible persons, fraudulent entries, or entries created in error will be disqualified and an alternate entry selected. Geezeo reserve the right to void or reverse the awarding of any prize obtained fraudulently or illegally and to seek appropriate remedies to recover any prizes.
  • All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrant, Geezeo and Linn Area Credit Union in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of Connecticut, USA, without regard to choice of law rules.
  • ARBITRATIONNOTICE OF BINDING ARBITRATION AGREEMENT:  You and we agree to attempt to informally settle any disputes arising out of or connected with this Contest or any prizes awarded.  If that cannot be done, you and we agree that any dispute arising out of or connected with this Contest will be resolved by BINDING ARBITRATION administered by the American Arbitration Association in accordance with its Commercial Dispute Resolution Procedures and Supplementary Procedures for Consumer-Related Disputes.  You thus GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under these Official Rules (EXCEPT for matters that may be taken to SMALL CLAIMS COURT).  Your rights will be determined by a NEUTRAL ARBITRATOR and NOT a judge or jury.  You are entitled to a FAIR HEARING, BUT the arbitration procedures are SIMPLER AND MORE LIMITED THAN RULES APPLICABLE IN COURT.  Arbitrator decisions are as enforceable as any court order and are subject to VERY LIMITED REVIEW BY A COURT.  The place of arbitration shall be in the County in which you reside.  FOR MORE DETAILS, check the American Arbitration Association’s website,, OR call the American Arbitration Association’s Customer Service telephone number at (800) 778-7879.
Equal Housing Lender
National Credit Union Administration
© 2015 Copyright Linn Area Credit Union
All Rights Reserved | Disclaimer
Iowa Web Design by Flying Hippo
WordPress SEO fine-tune by Meta SEO Pack from Poradnik Webmastera