Checking Accounts

Couple sharing delicious pizza

Even the plain comes with supreme toppings.

Checking Accounts

We offer three different types of free checking accounts and all are, dare we say, awesome. Let’s find the right one for you, shall we?

Debit Cards

A must-have with every checking account. It can be used world-wide yet comes right out of your checking account.

Overdraft Services

Except for accountants and millionaires, we’re guessing everyone has had their checking account go negative before. These are your options should this happen to you.

Switch Kit

Moving a checking account is a royal pain in the patootie. Our Switch Kit will help make it easier. Besides, switching to LACU will be worth the effort!

Direct Deposit

Have your paycheck deposited into your Linn Area account(s) automatically. Here are the hows and whys.

Order Checks

Easily order your checks online from the comfort of home or (*cough*) work. Shhhhh.

List of Fees

Not something a company likes to boast about – unless you’re comparing ours to those at most other financial institutions. Our fees are fewer and the dollar amounts are lower.

Stop a Check Before it Goes Through

Looking for the Check Stop Payment Form? It’s right here!

Due to legislative reasons, we can not authorize and pay overdrafts for the following types of transactions unless you ask us to (meaning you “opt-in”): ATM transactions Every day debit card transactions If you “opt in,” Linn Area Credit Union…
It’s all about the plastic. Hardly anyone can get by without plastic these days! That's why all of our checking accounts come with a Visa debit card. (If you don't have one and want one, please contact us.) Each month…