Checking Deposit Rates

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Personal Checking Deposit Rates

AccountAPY*Notes
High-Yield Checking
3.00%
Minimum $50 to Open
Average Daily Balance $0 – $24,999.99**
0.10%
Average Daily Balance $25,000+**
Empower Checking
5.00%
Average Daily Balance $250 - $2,499.99
3.00%
Average Daily Balance $2,500 - $9,999.99
1.00%
Average Daily Balance $10,000 - $24,999.99
0.50%
Average Daily Balance $25,000 - $49,999.99
0.01%
Average Daily Balance $50,000+
All-In Checking
0.00%
Minimum $50 to Open
Average Daily Balance $0 – $999.99
0.25%
Average Daily Balance $1,000 – $2,499.99
0.50%
Average Daily Balance $2,500 – $4,999.99
0.75%
Average Daily Balance $5,000 – $9,999.99
1.00%
Average Daily Balance $10,000 - $24,999.99
1.50%
Average Daily Balance $25,000 - $99,999.99
2.00%
Average Daily Balance $100,000+
Free Checking
0.10%
Product is No Longer Available

*APY = Annual Percentage Yield
APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.

**To earn these high yield checking rates, simply activate online banking and utilize the three free services listed below each month:
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income