Checking Deposit Rates

Woman and man reading online at coffee shop

Checking Deposit Rates

Account APY* Notes
Free Checking
0.10%
Minimum Average Daily Balance $2,500
High Yield Checking
2.00%
0.10%
0.10%
Average Daily Balance $0 – $14,999**
Average Daily Balance $15,000 – $24,999**
Average Daily Balance $25,000+**
Plugged In Checking
0.10%
Minimum Average Daily Balance $2,500

*APY = Annual Percentage Yield

Rates effective as of July 1, 2017. Rates may change without notice after account opening. APY is accurate as of the last dividend declaration date.

Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.

**To earn these high yield checking rates, simply activate eBranch and utilize the three free services listed below each month:
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income