Transfer Your Balance

Let us consolidate your high-rate debt!

Chances are you’re paying high interest to one or more credit card companies, which means it’s taking longer to pay off any outstanding balances. Whoa! That’s where a balance transfer to Linn Area can help you save some moola.

Just fill out the form below (as many times as you need) and you’ll be on the road to taking all those high-interest credit card balances and consolidating them onto one low-rate credit card. We’ll send a check to your creditors, and then you’re all set. Best of all, there are NO BALANCE TRANSFER FEES!

If you’re a Linn Area member*, but you don’t have a Linn Area credit card, you can apply online for a credit card. (You have to have a card before you can transfer your balances!)

Please note: Most transfers are processed within 3-5 business days (but don’t forget, you’re still responsible for any required payments due during that time).

Special balance transfer rates from July 1 through August 31, 2021

With our current promotion, you can choose a balance transfer rate of either 2.99% APR for six months or 4.99% APR for twelve months!* Simply select the rate near the bottom of this form. Easy!


*APR = Annual Percentage Rate. Promotional rate valid for balance transfers that post between 7/1/21 and 8/31/21. The 2.99% APR expires 6 months from the close of the promotion on 8/31/21 and the 4.99% APR expires 12 months from close of the promotion on 8/31/21. After the selected promotion period has past, the APR will revert to the nonpromotional rate of 9.90% to 13.80% APR, depending upon the card. Balance transfers available only on non-Linn Area Credit Union debt. Credit union membership is required to obtain Linn Area products. All applications subject to approval. Account must be in good standing to qualify. New member must meet account and membership eligibility requirements. $5 minimum deposit required.
See the full disclosure for the Visa Platinum Rewards credit card, the Visa Platinum Plus credit card, and the Visa Platinum credit card. If you are a covered borrower according to the Military Lending Act, please call 1-800-950-5228 to receive oral disclosures and a description of the payment obligations for these cards.
Balance Transfer Free – None
Foreign Transaction Fee – 1% of transaction in US dollars
Cash Advance Fee – 2% of advance amount; minimum $1, maximum $5
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