Credit Card Rates
| Credit Card Type | APR* | Notes |
|---|---|---|
| Visa Platinum Rewards | 10.90% - 20.90% | No annual fee & 25 day interest-free grace period on purchases. Earn points on purchases. |
| Visa Business Platinum Rewards | 13.90% - 23.90% | No annual fee & 25 day interest-free grace period on purchases. Earn points on purchases. |
| Visa Platinum Plus | 9.90% - 18.90% | No annual fee & 25 day interest-free grace period on purchases. |
| Visa Business Platinum | 10.90% - 20.90% | No annual fee & 25 day interest-free grace period on purchases. |
| Visa Platinum | 13.90% - 23.90% | No annual fee & 25 day interest-free grace period on purchases. |
Credit Card Types
Now that you know our rates, you might want to know a little bit more about the cards!
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*APR = Annual Percentage Rate. See the full disclosure for the Visa Platinum Rewards credit card. If you are a covered borrower according to the Military Lending Act, please call 1-800-950-5228 to receive oral disclosures and a description of the payment obligations for these cards.
Interest Rate and Interest Charges | |
|---|---|
| Variable Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances | 9.90% - 18.90% Visa Platinum Plus 10.90% - 20.90% Visa Platinum Rewards 13.90% - 23.90% Visa Platinum |
| Minimum Monthly Payment | Up to 3% of the new balance, but at least $20 or the new balance if less than $20. |
| How to Avoid Paying Interest on Charges | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on Cash Advances or Balance Transfers on the transaction date. |
| Minimum Interest Charge | If you are charged interest, the charge will be no less than $1.00. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore. |
Fees | |
|---|---|
| Annual Fee | None |
| Transaction Fees | |
Balance Transfer | $15 or 3% of the amount of each transaction, whichever is greater. |
Foreign Transaction | 1% of transaction in U.S. dollars. |
Cash Advance | 2% of advance amount; minimum $1, maximum $5 |
| Penalty Fees | |
Late Payment | Up to $20 |
Returned Payment | Up to $20 |
| Other Fees | |
Replacement Card | $10 |
How will we calculate your balance: We use a method called "Average Daily Balance" (including new purchases).