Credit Card Rates

You picked a great time to check out our awesome credit cards! We have a credit card promotion going on right now, offering even lower promotional rates on purchases and balance transfers. Plus, if you choose to get a Linn Area Visa® Platinum Rewards card, you’ll earn 3X POINTS on certain purchases! Get details >>

Credit Card Rates

Credit Card TypeAPR*Notes
Visa Platinum Rewards 10.90%

No annual fee & 25 day interest-free grace period on purchases. Earn points on purchases.

Visa Platinum Plus 9.90%

No annual fee & 25 day interest-free grace period on purchases.

Visa Platinum 13.80%

No annual fee & 25 day interest-free grace period on purchases.

Credit Card Types

Now that you know our rates, you might want to know a little bit more about the cards!

Apply for a Credit Card Now

So, you’ve seen everything you need to see, and you’re ready to do this thing!

Apply for a Credit Card Now!


*APR = Annual Percentage Rate. See the full disclosure for the Visa Platinum Rewards credit card, the Visa Platinum Plus credit card, and the Visa Platinum credit card. If you are a covered borrower according to the Military Lending Act, please call 1-800-950-5228 to receive oral disclosures and a description of the payment obligations for these cards.

Balance Transfer Free – None
Foreign Transaction Fee – 1% of transaction in US dollars
Cash Advance Fee – 2% of advance amount; minimum $1, maximum $5