Credit Card Rates

Credit Card Rates

Credit Card Type APR* Notes
Visa Platinum Rewards 10.90%

No annual fee & 25 day interest-free grace period on purchases. Earn points on purchases.

Visa Platinum Plus 9.90%

No annual fee & 25 day interest-free grace period on purchases.

Visa Platinum 13.80%

No annual fee & 25 day interest-free grace period on purchases.

Plugged In Visa 9.90%

No annual fee & a 25-day interest-free grace period on purchases. Low rate & low credit limit as this is exclusively for our members who are 16 – 22.

Credit Card Types

Now that you know our rates, you might want to know a little bit more about the cards!

Apply for a Credit Card Now

So, you’ve seen everything you need to see, and you’re ready to do this thing!

Apply for a Credit Card Now!

Apply for a Plugged In Credit Card

If you’re between the ages of 16 and 22, we have a special credit card (and a special application) for you.

Apply for a Plugged In Credit Card Now!


*APR = Annual Percentage Rate. See the full disclosure for the Visa Platinum Rewards credit card, the Visa Platinum Plus credit card, the Visa Platinum credit card, and the Visa Plugged In credit card. If you are a covered borrower according to the Military Lending Act, please call 1-800-950-5228 to receive oral disclosures and a description of the payment obligations for these cards.