The best first credit card for you
The Plugged In card was created for our younger and ridiculously awesome members aged 16-22 to help you establish good credit, buy things conveniently, and give you access to money in an emergency – without ripping you off.
We see it a lot: people who have gotten in over their head with their first credit card because they didn’t know what they were doing and it messes up their credit for a VERY long time.
We don’t want this to happen to you. There are no stupid questions, and we are always here to answer ANY question for you! Learn more about how credit cards work and what you need to know.
- 9.90% APR interest rate (and it’s non-variable, which means we won’t jack up the rate)
- No annual fee
- No balance transfer fee
- 25-day interest-free grace period on purchases
How to get it
You can apply online or stop by any branch and ask for a paper application. If you’re under the age of 18, you’ll need your parent’s consent and either enough income to qualify for a credit card (please attach a paystub) or you’ll need a co-signer who is over the age of 21. (We know…rules, schmules).
If you’re 18 to 21 you’ll need enough income to qualify for a credit card (please attach a paystub) or you’ll need a co-signer who is over the age of 21.