CDs (Certificates of Deposit)

CD Special Rate

Our CDs could help you save some money.

If you can leave your savings alone for a specific period of time, a Certificate of Deposit (CD) could be the right choice for you. They pay competitive rates and are simple to set up.

  • Offered at terms from 3 to 15 months.
  • Minimum opening balance of $1,000.

To open a CD, stop in one of our walk-in locations or give a us a call for more information. Not a member? You must be a member to take advantage of all we have to offer, including our CD rates! Apply for membership to get started!

Apply for membership

CD Rates

TermAPY*Notes
3 Month – $1,000 Min.
.20%
Interest Compounded Quarterly
6 Month Special** – $1,000 Min.
.40%
Interest Compounded Quarterly
9 Month – $1,000 Min.
.25%
Interest Compounded Quarterly
10 Month Special** – $1,000 Min.
.95%
Interest Compounded Quarterly
12 Month – $1,000 Min.
.40%
Interest Compounded Quarterly
13 Month Special** – $1,000 Min.
1.40%
Interest Compounded Quarterly
15 Month – $1,000 Min.
.60%
Interest Compounded Quarterly

*APY = Annual Percentage Yield
**CD specials are available only for a limited time.
Rates effective as of May 25, 2022. Rates may change without notice.
Any fees incurred could reduce earnings.
Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Penalty for early withdrawal on 36-months-or-longer certificates of deposit is 365 days loss of interest on the amount withdrawn.
Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.
VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR
To set up a CD, please stop by one of our walk-in locations.
Deposit checks directly into your account with your mobile phone! Keep those jammies and slippers on! Mobile Deposit conveniently lets you deposit checks from almost anywhere, as long as you have a data connection. It’s totally secure, easy to do,…
Save while you spend! RoundUp Savings helps you save money automatically. When you use your Linn Area Visa® debit card, your everyday purchases will be rounded up to the nearest dollar amount. The difference will be deposited into the Linn…