CDs (Certificates of Deposit)

You work hard for the money so we’d better treat you right.

If you can leave your savings alone for a specific period of time, a Certificate of Deposit (CD) could be the right choice for you. They pay competitive rates and are simple to set up.

  • Offered at terms from 3 to 60 months.
  • Minimum opening balance of $1,000.

To open a CD, stop in one of our walk-in locations or give a us a call for more information.

Wondering how much interest you can earn on a Certificate of Deposit (CD)? Check out our CD Calculator.

Not a member yet? Then by all means, open an account – pronto! You must be a member to take advantage of the credit union’s services, and we would love to have you join the family.


CD Special: 33-month Certificate of Deposit

Now for a limited time, you can get a whopping 2.85% APY* with our 33-month CD special! (Wowza!) So if you have an extra grand (or so) twiddling its figurative thumbs at some other financial institution, put that moola to work at Linn Area! ($1,000 is the minimum.) Hurry in to one of our convenient walk-in locations. See all the CD rates.

*APY = Annual Percentage Yield. Rates effective as of July 17, 2018. Any fees incurred could reduce earnings. A penalty may be imposed for early withdrawal of funds. Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.

CD Special: One Jump Certificate of Deposit

We know how it is. You finally decide to lock your money into a CD, only to find out that the interest rates have gone up, and you could’ve gotten a better deal. Well, my friend, the One Jump CD fixes that! If rates go up any time during the 12-month term of your One Jump CD, you can ask us to raise your CD rate to match the current interest rate. (Voila! An even higher level of earnings!)

We’ll jump up the rate once for you during the term. (Only once, though! Please don’t ask us again… awkward.) Come on in and open a One Jump CD today and enjoy an extra degree of confidence. (No rate remorse here!)

For higher-yield savings that are readily available for withdrawals without penalty, open a money market account with a minimum of $1,000. Interest is tiered at levels of $1,000, $10,000, $50,000, $100,000 and $250,000. Take a look at the rates.
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