CDs (Certificates of Deposit)

You work hard for the money so we’d better treat you right.

If you can leave your savings alone for a specific period of time, a Certificate of Deposit (CD) could be the right choice for you. They pay competitive rates and are simple to set up.

  • Offered at terms from 3 to 60 months with a penalty for early withdrawals.
  • Minimum opening balance of $1,000.

To open a CD, stop in one of our walk-in locations or give a us a call for more information.

Wondering how much interest you can earn on a Certificate of Deposit (CD)? Check out our CD Calculator.

Not a member yet? Then by all means, open an account – pronto! You must be a member to take advantage of the credit union’s services, and we would love to have you join the family.

CD Special: One Jump Certificate of Deposit

We know how it is. You finally decide to lock your money into a CD, only to find out that the interest rates have gone up, and you could’ve gotten a better deal. Well, my friend, the One Jump CD fixes that! If rates go up any time during the 12-month term of your One Jump CD, you can ask us to raise your CD rate to match the current interest rate. (Voila! An even higher level of earnings!)

We’ll jump up the rate once for you during the term. (Only once, though! Please don’t ask us again… awkward.) Come on in and open a One Jump CD today and enjoy an extra degree of confidence. (No rate remorse here!)

*APY = Annual Percentage Yield APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening. Credit union membership is required to obtain Linn Area products. $5 minimum deposit required. Any fees incurred…
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