CDs (Certificates of Deposit)

9-month CD special at 5.00% APY

Our CDs could help you save some money.

If you can leave your savings alone for a specific period of time, a Certificate of Deposit (CD) could be the right choice for you. They pay competitive rates and are simple to set up.

  • Offered at terms from 3 to 17 months.
  • Minimum opening balance of $1,000.

To open a CD, stop in one of our walk-in locations or give a us a call for more information. You can also open a CD via online or mobile banking. Just log in, go to the Services tab, select Open a new account, and follow the prompts.

Not a member? You must be a member to take advantage of all we have to offer, including our CD rates! Apply for membership to get started!

Apply for membership

CD Rates

TermAPY*Notes
3 Month – $1,000 Min.
.20%
Interest Compounded Quarterly
6 Month – $1,000 Min.
.20%
Interest Compounded Quarterly
9 Month – $1,000 Min. **
5.00%
Interest Compounded Quarterly
11 Month – $1,000 Min.**
4.75%
Interest Compounded Quarterly
12 Month One-Jump – $1,000 Min.**
4.00%
Interest Compounded Quarterly
13 Month – $1,000 Min.**
4.00%
Interest Compounded Quarterly
15 Month – $1,000 Min.
.60%
Interest Compounded Quarterly
17 Month – $1,000 Min.
.60%
Interest Compounded Quarterly

*APY = Annual Percentage Yield
**CD specials are available only for a limited time. Rates effective as of February 9, 2024. Rates may change without notice.
Any fees incurred could reduce earnings.
Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Credit union membership is required to obtain Linn Area products: $5 minimum deposit required.
VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR
To set up a CD, please stop by one of our walk-in locations.
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