CDs (Certificates of Deposit)

You work hard for the money so we’d better treat you right.

If you can leave your savings alone for a specific period of time, a Certificate of Deposit (CD) could be the right choice for you. They pay competitive rates and are simple to set up.

  • Offered at terms from 3 to 60 months.
  • Minimum opening balance of $1,000.

To open a CD, stop in one of our walk-in locations or give a us a call for more information.

Wondering how much interest you can earn on a Certificate of Deposit (CD)? Check out our CD Calculator.

Not a member yet? Then by all means, open an account – pronto! You must be a member to take advantage of the credit union’s services, and we would love to have you join the family.


CD Specials

Choose your term: 12- or 18-month Certificate of Deposit

Now for a limited time, you can get a whopping 2.85% APY* with our 12- or 18-month CD specials! (Wowza!) So if you have an extra grand (or so) twiddling its figurative thumbs at some other financial institution, put that moola to work at Linn Area! ($1,000 is the minimum.) Hurry in to one of our convenient walk-in locations. See all the CD rates.

*APY = Annual Percentage Yield. Rates effective as of May 14, 2019. Any fees incurred could reduce earnings. A penalty may be imposed for early withdrawal of funds. Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required. Linn Area Credit Union reserves the right to modify or end this promotion at any time.
We’ve all seen the commercials - those payday loan places make it look really easy to get money FAST! But what’s the catch? What do the loans really involve? What are some of the benefits? What could I use instead?…
For higher-yield savings that are readily available for withdrawals without penalty, open a money market account with a minimum of $1,000. Interest is tiered at levels of $1,000, $10,000, $50,000, $100,000 and $250,000. Take a look at the rates.