CDs (Certificates of Deposit)

Our CDs could help you save some money.

If you can leave your savings alone for a specific period of time, a Certificate of Deposit (CD) could be the right choice for you. They pay competitive rates and are simple to set up.

  • Offered at terms from 3 to 60 months.
  • Minimum opening balance of $1,000.

To open a CD, stop in one of our walk-in locations or give a us a call for more information.

CD Rates

TermAPY*Notes
3 Month – $1,000 Min.
.20%
Interest Compounded Quarterly
6 Month Special** – $1,000 Min.
.40%
Interest Compounded Quarterly
9 Month – $1,000 Min.
.25%
Interest Compounded Quarterly
10 Month Special** – $1,000 Min.
.65%
Interest Compounded Quarterly
12 Month – $1,000 Min.
.40%
Interest Compounded Quarterly
15 Month – $1,000 Min.
.60%
Interest Compounded Quarterly

*APY = Annual Percentage Yield
**CD specials are available only for a limited time.
Rates effective as of November 15, 2021. Rates may change without notice.
Any fees incurred could reduce earnings.
Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Penalty for early withdrawal on 36-months-or-longer certificates of deposit is 365 days loss of interest on the amount withdrawn.
Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.
VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR
To set up a CD, please stop by one of our walk-in locations.

Not a member yet? Then by all means, open an account – pronto! You must be a member to take advantage of the credit union’s services, and we would love to have you join the family.

Waaaaaay better than a back pocket. Tuck away your money in a savings account that'll make you as happy as fitting into your skinny jeans. Our savings accounts offer built-in ways to save, freebies, and dividends. (Hey, that's money back…