CDs (Certificates of Deposit)

You work hard for the money so we’d better treat you right.

If you can leave your savings alone for a specific period of time, a Certificate of Deposit (CD) could be the right choice for you. They pay competitive rates and are simple to set up.

  • Offered at terms from 3 to 60 months.
  • Minimum opening balance of $1,000.

To open a CD, stop in one of our walk-in locations or give a us a call for more information.

Wondering how much interest you can earn on a Certificate of Deposit (CD)? Check out our CD Calculator.

Not a member yet? Then by all means, open an account – pronto! You must be a member to take advantage of the credit union’s services, and we would love to have you join the family.

CD Specials

Choose your term: 12- or 18-month Certificate of Deposit

Now for a limited time, you can get a whopping 2.85% APY* with our 12- or 18-month CD specials! (Wowza!) So if you have an extra grand (or so) twiddling its figurative thumbs at some other financial institution, put that moola to work at Linn Area! ($1,000 is the minimum.) Hurry in to one of our convenient walk-in locations. See all the CD rates.

*APY = Annual Percentage Yield. Rates effective as of May 14, 2019. Any fees incurred could reduce earnings. A penalty may be imposed for early withdrawal of funds. Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required. Linn Area Credit Union reserves the right to modify or end this promotion at any time.

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Money Market Account

For higher-yield savings that are readily available for withdrawals without penalty, open a money market account with a minimum of $1,000. Interest is tiered at levels of $1,000, $10,000, $50,000, $100,000 and $250,000. Take a look at the rates.
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