Our CDs could help you save some money.
If you can leave your savings alone for a specific period of time, a Certificate of Deposit (CD) could be the right choice for you. They pay competitive rates and are simple to set up.
- Offered at terms from 3 to 17 months.
- Minimum opening balance of $1,000.
To open a CD, stop in one of our walk-in locations or give a us a call for more information. You can also open a CD via online or mobile banking. Just log in, go to the Services tab, select Open a new account, and follow the prompts.
Not a member? You must be a member to take advantage of all we have to offer, including our CD rates! Apply for membership to get started!
CD Rates
| Term | APY* | Notes |
|---|---|---|
| 3 Month – $1,000 Min. | .20% | Interest Compounded Quarterly |
| 6 Month – $1,000 Min. | .20% | Interest Compounded Quarterly |
| 9 Month – $1,000 Min. ** | 5.25% | Interest Compounded Quarterly |
| 11 Month – $1,000 Min.** | 4.75% | Interest Compounded Quarterly |
| 12 Month One-Jump – $1,000 Min.** | 4.00% | Interest Compounded Quarterly |
| 13 Month – $1,000 Min.** | 4.00% | Interest Compounded Quarterly |
| 15 Month – $1,000 Min. | .60% | Interest Compounded Quarterly |
| 17 Month – $1,000 Min. | .60% | Interest Compounded Quarterly |
*APY = Annual Percentage Yield
**CD specials are available only for a limited time. Rates effective as of September 1, 2023. Rates may change without notice.
Any fees incurred could reduce earnings.
Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Credit union membership is required to obtain Linn Area products: $5 minimum deposit required.
VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR
To set up a CD, please stop by one of our walk-in locations.
**CD specials are available only for a limited time. Rates effective as of September 1, 2023. Rates may change without notice.
Any fees incurred could reduce earnings.
Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Credit union membership is required to obtain Linn Area products: $5 minimum deposit required.
VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR
To set up a CD, please stop by one of our walk-in locations.
