Loans

Young man having fun on a jet ski on a beautiful day

Most of us aren’t independently wealthy.

(Which is too bad, we think you’d be really good at it.)

Linn Area Credit Union can finance just about anything you need, quickly and easily. Look to your credit union for the best, most affordable solution for you.

Apply online

We have easy online applications for credit cards, loans, mortgages… whatever you need! Spare yourself a trip and in some cases, you’ll have a response in 60 seconds or less.

Loan rates

Not-for-profit banking means a better deal for you! Linn Area Credit Union has been lending at competitive rates since 1935. Check ’em out!

Get a free copy of your credit report

Get a free copy of your credit report each year to check for fraud or inaccurate information. Protect yourself!

Loan calculators

Crunching numbers is a great way to help you make decisions – what monthly payments can you afford,  what impact the interest rate makes, etc. (We’d rather do number crunches than ab crunches!


All loans subject to approval. Rates, terms, and conditions are subject to change.

When people think of “refinance,” 9 times out of 10 they immediately associate the word with refinancing a home. But did you know that you can actually refinance other things – like auto loans! YES! Many people think that if…
Apply for a Loan Today Note: Any loan amount less than $5,000 would have a maximum term of 48 months. *Annual Percentage Rate (APR) based on credit, equity and term. Rates effective as of 10/15/2018. Loan rates listed above show…