Auto Loans

Family with dog in their new SUV

It takes a lot of work to find the right car or truck.

Luckily, a loan with Linn Area Credit Union is a piece of cake. (Mmm, cake…) Linn Area Credit Union offers low rates for both new and used vehicles. Before you shop, get pre-approved. Pre-approval gives you more bargaining power when shopping for a new truck or car and gives you a good idea about how much car you can afford. There are also no penalties for early repayment.

And if you need a little extra guidance, here are some helpful tips on buying a car!

Auto Loan Rates

Check out our current limbo-low auto loan rates.

Apply Online

No need to take those fuzzy slippers off. Grab a cup of coffee and apply for your auto loan online. Woohoooo!

Automatic Payments

There are several ways to set up your payment so it happens automatically. Never miss a payment!

Loan Insurance

We offer insurance protection at much lower rates than car dealers. Ask our financial counselors about GAP, credit life & disability and mechanical breakdown insurance.

Get Your Credit Report

Everyone gets a free copy of their credit report each year to look for fraud or inaccurate information. Click here for yours.

Our Preferred Dealerships

Now you can sign your Linn Area Credit Union loan paperwork right at the dealership! Check out our list of preferred dealerships, then just sign and drive!

When people think of “refinance,” 9 times out of 10 they immediately associate the word with refinancing a home. But did you know that you can actually refinance other things – like auto loans! YES! Many people think that if…
Buying a vehicle, RV, boat or truck just got easier! Now you can get great Linn Area Credit Union rates and financing right at the dealer. Just let them know you want Linn Area Credit Union to finance your loan…