Auto Loans

Family of three smile, leaning out of car

When you find the right car or truck, you know it!

It can be a lot of work to find the right vehicle. Luckily, a loan with Linn Area Credit Union is a piece of cake. (Mmm, cake…) Linn Area Credit Union offers low rates for both new and used vehicles. Before you shop, it’s a good idea to apply for preapproval. Preapproval gives you more bargaining power when shopping for a new truck or car and gives you a good idea about how much car you can afford. There are also no penalties for early repayment.

And if you need a little extra guidance, here are some helpful tips on buying a car!

Auto Loan Rates

Check out our current limbo-low auto loan rates.

Apply Online

No need to take those fuzzy slippers off. Grab a cup of coffee and apply online for your auto loan. Woohoooo!

Automatic Payments

There are several ways to set up your payment so it happens automatically. Never miss a payment!

Loan Insurance

We offer insurance and other protection at much lower rates than car dealers. Ask our financial counselors about Guaranteed Auto Protection, credit life, credit disability, and mechanical breakdown insurance.

Get Your Credit Report

Everyone gets a free copy of their credit report each year to look for fraud or inaccurate information.

Our Preferred Dealerships

Now you can sign your Linn Area Credit Union loan paperwork right at the dealership! Check out our preferred dealerships, then just sign and drive!


All loans subject to approval. Rates, terms, and conditions are subject to change.

You have better things to do than drive to a branch to apply for a loan. (But if you’re looking for a reason to come visit us, this would be a good one. We can catch up!) We know how…
You know you want to buy a car and you really, really want the process to be smooth. You decide to get preapproved by your favorite financial institution (Linn Area Credit Union, of course). The bonus of getting preapproved prior…