Auto Loans

Family with dog in their new SUV

It takes a lot of work to find the right car or truck.

Luckily, a loan with Linn Area Credit Union is a piece of cake. (Mmm, cake…) Linn Area Credit Union offers low rates for both new and used vehicles. Before you shop, get preapproved. Preapproval gives you more bargaining power when shopping for a new truck or car and gives you a good idea about how much car you can afford. There are also no penalties for early repayment.

And if you need a little extra guidance, here are some helpful tips on buying a car!

Auto Loan Rates

Check out our current limbo-low auto loan rates.

Apply Online

No need to take those fuzzy slippers off. Grab a cup of coffee and apply online for your auto loan. Woohoooo!

Automatic Payments

There are several ways to set up your payment so it happens automatically. Never miss a payment!

Loan Insurance

We offer insurance protection at much lower rates than car dealers. Ask our financial counselors about GAP, credit life, credit disability, and mechanical breakdown insurance.

Get Your Credit Report

Everyone gets a free copy of their credit report each year to look for fraud or inaccurate information.

Our Preferred Dealerships

Now you can sign your Linn Area Credit Union loan paperwork right at the dealership! Check out our preferred dealerships, then just sign and drive!

Use this form to take money out of your paycheck and place it in any Linn Area Credit Union account or to pay any Linn Area Credit Union loan. Online Form - Set Up Payroll Deduction
Not-for-profit banking means a better deal for you! Linn Area Credit Union has been lending at competitive rates since 1935. Check ’em out!