Home Equity Loans

Happy family emerging from RV

What can you do with a home equity loan?

Just about anything. Pay off credit cards, remodel your house, consolidate debt, finance a college education. Plus, the interest may be tax-deductible*.

With rates as low as 3.50% APR, you could save thousands of dollars over the life of your loan when compared to charging a large amount on your credit card at 10.00% APR.

Linn Area Credit Union also offers repayment terms of up to 15 years. This means reasonable monthly payments – yee haw!

Alas, it’s hard to know if a home equity loan is the route you should take. We’ve provided several calculators below to help you crunch some numbers and make the best decision. One of our lending experts is always willing to help you out, too. Just give us a call.

*consult your tax advisor

Home Equity Loan Rates

See what the going rate is for a HELOC with Linn Area Credit Union.

Get Your Credit Report

We all get a free copy of our credit report every year. Click here to get yours.

Automatic Payments

Set up payments to come out of your account automatically. Never forget a payment again!

Apply Now!

Ready to put your home’s equity to work for you? Get started here!

Use this form to take money out of your paycheck and place it in any Linn Area Credit Union account or to pay any Linn Area Credit Union loan. Online Form - Set Up Payroll Deduction