Mortgage Loans

Young girl rushes to her Dad as her mom watches from the front porch

Buying a house is a big move!

We’re so excited for you! Buying a home is a big deal, whether you’re getting your very first home, upgrading from your current house, or downsizing.

Big investments like this always come with plenty of (sometimes scary!) decisions to make. We offer several types of mortgage loans, each with their very own benefits, requirements, and rates. It’s important to choose the right mortgage from the start. (Have no fear… that’s why we’re here!)

There are many ways to begin, and no right or wrong way. You may:


Refinancing

Circumstances change. Rates fluctuate. Life is unpredictable. (Sometimes in a good way, and sometimes not so much.) Refinancing can be a powerful way to take control and create a better financial position for yourself and your family. Every situation is unique. Our mortgage specialists can look at all the moving parts and help you find the best path forward.


Ready to roll?

Almost everything can be done electronically, so if you’re ready, contact one of our mortgage specialists or go ahead and apply!


Mortgage Checklist

The following information is usually required during the loan process:

  • Your Social Security number
  • Current pay stubs or, if self-employed, your tax returns for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Child support information
  • Bankruptcy information
  • Name and phone number of your insurance agent

If you currently own real estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)

Meet our mortgage specialists

Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you!

Mortgage Loan Officers - Nick Mundorf
Nick Mundorf

 

Mortgage Loan Officer - Mark Becicka
Mark Becicka

 

Sharelle Baker

Homeowners insurance

Ask our loan specialists about homeowners insurance! We’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.

Mortgage terms, defined. Do you get all glassy-eyed when words and phrases you don’t know are being tossed about? Our mortgage specialists are always happy to explain things in ways that are easy to understand! But if you’d like to…
Sharelle Baker has worked in a variety of positions within the mortgage department (and throughout Linn Area) since 2015. She has had the opportunity to work in the processing/underwriting stages of mortgage loans, and that experience gives her a unique…