Apply for a Mortgage Loan

We’re excited to help you get your new home!

For your convenience, our entire mortgage loan application process can be handled electronically. (You’ll only have to come in for the closing!) As you complete the application, please use your best estimate if documentation is not available.

What you will need:

  • Documentation for all borrowers, including Social Security number
  • Contact and employment information for all borrowers
  • Best estimates of income, assets, and liabilities

If you bump into a question you don’t know the answer to (or get interrupted by your cat!), you can save the application and come back to it later. (No biggie!) After you’ve submitted the application, we’ll contact you to guide you through the loan process and help you select the best mortgage loan type and interest rate to suit your needs.

By completing our application, you authorize us to pull a credit report in order to prequalify you for a loan.

NOTE: In order to access the mortgage loan application, cookies need to be enabled.


Review a saved application

To access a saved application or to view your loan documents, log in to the Borrower Portal.

Borrower Portal Login

Sharelle Baker, Universal Mortgage Loan Originator Sharelle Baker has worked in a variety of positions within the mortgage department (and throughout Linn Area) since 2015. She has had the opportunity to work in the processing/underwriting stages of mortgage loans, and…
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