Mortgage Loan Rates

More than just mortgage rates.

Our current mortgage rates are displayed below, but this is much more than your run-of-the-mill rate table. This interactive table is also a calculator! Just enter a loan amount, and click “Go.” You’ll be able to compare estimated monthly payments for each type of mortgage loan listed.

Mortgage TypeRatePointsAPR*Payment
30-Year Fixed (Conforming)
6.625%
0.00%
6.708%
$0.00
15-Year Fixed (Conforming)
6.25%
0.00%
6.42%
$0.00
VA Fixed Rate (VA)
6.50%
0.00%
6.672%
$0.00

Rates last updated on 03/01/2024. For a $160,000 loan for a term of 30-Year Fixed (Conforming) with a 6.625% rate, the monthly payment will be $1024. Taxes and insurance premiums are not included in the payment example and the actual payment obligation will be greater.

Adjustable-Rate Mortgage (ARM) Loans are available. Please contact our Mortgage Loan Originators for details.

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*APR = Annual Percentage Rate. Actual interest rate and APR may vary based on credit history. Rates are subject to change without notice. Interest rates shown assume a $160,000 loan with 740 credit score and a 30-day lock. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. Restrictions may apply. All rates quoted with no origination fee.
Sharelle Gandy, Universal Mortgage Loan Originator Sharelle Gandy has worked in a variety of positions within the mortgage department (and throughout Linn Area) since 2015. She has had the opportunity to work in the processing/underwriting stages of mortgage loans, and…
Sharelle Gandy has worked in a variety of positions within the mortgage department (and throughout Linn Area) since 2015. She has had the opportunity to work in the processing/underwriting stages of mortgage loans, and that experience gives her a unique…