Mortgage Loan Rates

More than just mortgage rates.

Our current mortgage rates are displayed below, but this is much more than your run-of-the-mill rate table. This interactive table is also a calculator! Just enter a loan amount, and click “Go.” You’ll be able to compare estimated monthly payments for each type of mortgage loan listed.

Mortgage TypeRatePointsAPR*Payment
30-Year Fixed (Conforming)
6.50%
0.00%
6.581%
$0.00
15-Year Fixed (Conforming)
6.125%
0.00%
6.295%
$0.00
VA Fixed Rate (VA)
6.50%
0.00%
6.672%
$0.00

Rates last updated on 03/14/2024. For a $160,000 loan for a term of 30-Year Fixed (Conforming) with a 6.50% rate, the monthly payment will be $1011. Taxes and insurance premiums are not included in the payment example and the actual payment obligation will be greater.

Adjustable-Rate Mortgage (ARM) Loans are available. Please contact our Mortgage Loan Originators for details.

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*APR = Annual Percentage Rate. Actual interest rate and APR may vary based on credit history. Rates are subject to change without notice. Interest rates shown assume a $160,000 loan with 740 credit score and a 30-day lock. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. Restrictions may apply. All rates quoted with no origination fee.
Sharelle Gandy has worked in a variety of positions within the mortgage department (and throughout Linn Area) since 2015. She has had the opportunity to work in the processing/underwriting stages of mortgage loans, and that experience gives her a unique…
Not-for-profit banking means a better deal for you! Linn Area Credit Union has been lending at competitive rates since 1935. If you're looking for our mortgage rates, we have a fancy rate table/calculator combo! *Annual Percentage Rate (APR) based on…