Mortgage Loan Rates

More than just mortgage rates.

Our current mortgage rates are displayed below, but this is much more than your run-of-the-mill rate table. This interactive table is also a calculator! Just enter a loan amount, and click “Go.” You’ll be able to compare estimated monthly payments for each type of mortgage loan listed.

  • Mortgage Type
  • Rate
  • Points
  • APR*
  • Payment
  • 30-Year Fixed (Conforming)
  • 6.875%
  • 0.00%
  • 6.961%
  • $0.00
  • 15-Year Fixed (Conforming)
  • 6.00%
  • 0.00%
  • 6.178%
  • $0.00
  • In-House 100% Financing Option (call for pricing)
  • -
  • -
  • -
  • -
  • 5/5 ARM
  • 5.50%
  • 0.00%
  • 5.895%
  • $0.00
  • 10/1 ARM
  • 6.00%
  • 0.00%
  • 6.093%
  • $0.00
  • VA Fixed Rate (VA)
  • 5.75%
  • 0.00%
  • 5.95%
  • $0.00

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*APR = Annual Percentage Rate. Actual interest rate and APR may vary based on credit history. Rates are subject to change without notice. Interest rates shown assume a $160,000 loan with 740 credit score and a 30-day lock. For a $160,000 loan for a term of 30-Year Fixed (Conforming) with a 5.75% rate, the monthly payment will be $933.72. Taxes and insurance premiums are not included in the payment example and the actual payment obligation will be greater. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. Restrictions may apply. All rates quoted with no origination fee.
Not-for-profit banking means a better deal for you! Linn Area Credit Union has been lending at competitive rates since 1935. If you're looking for our mortgage rates, we have a fancy rate table/calculator combo! *Annual Percentage Rate (APR) based on…