For those big kid toys…
Looking to own a recreational vehicle? Well, you’ve come to the right place because we have great rates on loans for your family’s “fun” vehicles, such as RVs, fifth-wheel and fold-down campers, ATVs, boats, personal watercraft, and off-road cycles.
Great reasons to own an RV or camper
Iowa and its neighboring states are full of beautiful campgrounds to vacation in! With an RV, you can spend time out and about, exploring places, encountering new people, and drinking in new experiences. (Get ready to mark stuff off that bucket list!) Owning an RV gives you a unique opportunity to make memories with family and friends, all while taking in the natural beauty of the United States. Plus, traveling in an RV can be more affordable than other vacation options, since you save money by not purchasing flights, hotel rooms, and expensive meals at restaurants.
Watercrafts for the win!
Whether you’re into fishing, water skiing, or just enjoying a spin around the lake, owning a boat can bring a lot of fun into your life! There are plenty of great boating options in Iowa, and a loan from Linn Area Credit Union can help you take advantage of them. If a personal watercraft is more your speed, we can help you with that, too!
Getting started on your outdoor adventures
It all sounds great, right? So, first things first. Do a little research to see which kind of recreational vehicle will work best for you, and then apply for a recreational loan! We can prequalify you for a loan amount, so you’ll know exactly how much you can afford, whether you decide to purchase from a dealer or a private owner. (If you’d like to do a little number crunching on your own, check out our loan calculator.)
We also have great relationships with many dealers in Eastern Iowa, so if you’ve already found your fun machine, let the dealer know you’d like your loan from Linn Area Credit Union.
|APR* As Low As
|New ATV, Snowmobile, Off-Road Cycle or Misc. Equipment
Up to 60 Months
|Used ATV, Snowmobile, Off-Road Cycle or Misc. Equipment
Up to 60 Months
|Boat/RV/Fold Down Camper
Up to 36 Months
(Terms available up to 180 Months)
*Annual Percentage Rate (APR) based on credit, equity, term and account relationships. Rates effective as of March 7, 2023.
Loan rates listed above show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
New ATV, Snowmobile, Off-Road Cycle or Misc. Equipment Example: For a $15,000 loan for a term of 60 months with a 8.50% APR, the monthly payment will be $307.75 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.
Boat/RV/Fold-Down Camper Example: For a $10,000 loan for a term of 36 months with a 7.75% APR, the monthly payment will be $312.21 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.