Recreational Vehicles (RV) Loans

Happy family emerging from RV

For those big kid toys…

From boats to 4-wheelers and everything in between, Linn Area has great loan rates for your family’s “fun” vehicles.

  • ATVs
  • Boats
  • Jet Skis
  • Off-road cycles
  • Fold Down Campers
  • Fifth Wheel Campers
  • Trailers
  • Whatever you need!

Loan Type
APR* As Low As
Term
New ATV, Snowmobile, Off-Road Cycle or Misc. Equipment
4.50%
Up to 60 Months
Used ATV, Snowmobile, Off-Road Cycle or Misc. Equipment
5.50%
Up to 60 Months
New and Late Model Used UTV (2018 and newer)
4.20%
Up to 60 Months
3.95%
Up to 66 Months
4.05%
Up to 72 Months
UTV (2013 – 2017 models)
4.45%
Up to 60 Months
4.55%
Up to 66 Months
UTV (2012 and older models)
5.35%
Up to 48 Months
Boat/RV/Fold Down Camper
5.05%
Up to 36 Months
(terms available up to 180 Months)
Apply for a Loan Today

Note: Any loan amount less than $5,000 would have a maximum term of 48 months.

*Annual Percentage Rate (APR) based on credit, equity, term and account relationships. Rates effective as of January 27, 2020.

Loan rates listed above show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history and additional discounts provided to members based on their account relationships. All rates subject to change without notice. Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.

New ATV, Snowmobile, Off-Road Cycle or Misc. Equipment Example: For a $15,000 loan for a term of 60 months with a 5.20% APR, the monthly payment will be $284.85 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

New UTV Example: For a $15,000 loan for a term of 66 months with a 3.95% APR, the monthly payment will be $253.23 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

Boat/RV/Fold Down Camper Example: For a $10,000 loan for a term of 36 months with a 5.05% APR, the monthly payment will be $299.93 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

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