Recreational Vehicles (RV) Loans

Happy family emerging from RV

For those big kid toys…

From boats to 4-wheelers and everything in between, Linn Area has great loan rates for your family’s “fun” vehicles.

  • ATVs
  • Boats
  • Jet Skis
  • Off-road cycles
  • Fold Down Campers
  • Fifth Wheel Campers
  • Trailers
  • Whatever you need!

Loan Type
APR* As Low As
Term
New ATV, Snowmobile, Off-Road Cycle or Misc. Equipment
4.85%
Up to 60 Months
Used ATV, Snowmobile, Off-Road Cycle or Misc. Equipment
5.85%
Up to 60 Months
New and Late Model Used UTV (2016 and newer)
4.65%
Up to 60 Months
4.65%
Up to 66 Months
4.85%
Up to 72 Months
UTV (2011 – 2015 models)
4.65%
Up to 60 Months
4.85%
Up to 66 Months
UTV (2010 and older models)
5.75%
Up to 48 Months
Boat/RV/Fold Down Camper
4.79%
Up to 36 Months
(terms available up to 180 Months)
Apply for a Loan Today

Note: Any loan amount less than $5,000 would have a maximum term of 48 months. All loans subject to approval. Rates, terms, and conditions are subject to change.

*Annual Percentage Rate (APR) based on credit, equity and term. Rates effective as of 11/19/2018.

Loan rates listed above show the best rate and apply to those with an excellent credit rating. Your rate may vary based on personal credit history. All rates subject to change without notice. Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.

New ATV, Snowmobile, Off-Road Cycle or Misc. Equipment Example: For a $15,000 loan for a term of 60 months with a 4.85% APR, the monthly payment will be $282.05 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

New UTV Example: For a $15,000 loan for a term of 66 months with a 4.65% APR, the monthly payment will be $258.02 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

Boat/RV/Fold Down Camper Example: For a $10,000 loan for a term of 36 months with a 4.79% APR, the monthly payment will be $298.77 which assumes $0 down payment and does not include any estimate for taxes, insurance, or fees; therefore, the actual payment obligation will be greater.

You have better things to do than drive to a branch to apply for a loan. (But if you’re looking for a reason to come visit us, this would be a good one. We can catch up!) We know how…
Linn Area Credit Union members Don and Tina Schminkey are enjoying two new motorcycles after they won a 2017 Harley-Davidson Road Glide in the 2017 Motor Madness raffle. When Don and Tina bought a new Suzuki Can-Am Side by Side…