Mobile Deposit FAQ

When will the funds be available?
Funds may be available by 7:00 am the next business day. More information can be found in our Mobile Deposit Funds Availability Policy.

What is the cutoff time for deposits?
Deposits may be made any time of the day, but our cutoff time for processing deposits is 5:00 pm CST, Monday through Friday. If you make a deposit after the 5:00 pm cutoff or on a day we’re not open, we’ll consider the deposit made on the following business day.

How many checks can I deposit per day?
You can deposit as many checks as you’d like up to your personalized deposit limit. However, you can only scan/deposit one check at a time.

I made several mobile deposits on one day, but I only see a single deposit listed. What’s up?
Mobile deposits get totaled together based on the time of day they are submitted.

What types of checks can be scanned for deposit?
Checks made payable to the account owner(s) of Linn Area Credit Union.

What items CANNOT be deposited via Mobile Deposit?
Sorry, foreign checks, bonds, third-party checks, rebate checks, or returned checks are not eligible for Mobile Deposit. Please stop by any of our convenient branches to deposit those items.

What about money orders?
Money orders may or may not be recognized. We recommend you deposit money orders the old-fashioned way.

What is the fee to use Mobile Deposit?
Zip, zero, zilch!
(Note: Message and data rates may apply – check with your cellular communications provider.)

Are deposits made using Mobile Deposit secure?
Like all Linn Area CU features, your transmissions are safe and secure. All information is stored in our system and not on your mobile device.

What should I do with the check once it has been scanned?
Once you have received confirmation that the check has been deposited (and the funds have shown up in your account!), write “VOID” across the front of the check. Store the check(s) in a safe place, and after 60 days, you can shred the check(s) and do the happy dance!

What if the check is not able to be scanned?
If your check cannot be scanned, please mail it to us at 3015 Blairs Ferry Rd NE, Cedar Rapids, IA 52402 or deposit it at any of our five convenient branches.

I accidentally selected the wrong account for deposit within Mobile Deposit. What should I do?
No worries! You can easily transfer money from one account to the other via the Linn Area app or eBranch.

The system only allowed me to set up one account for deposit. How do I add additional accounts?
We’ll be happy to do that for you! Please give us a call at (319) 892-7411.

If I have questions, who do I contact?
You can call us at (319) 892-7411 or email hello@LinnAreaCU.org.