Money Market Accounts

Woman with her arm around a man sitting on couch. Both are smiling.

We have two great Money Market accounts!

For higher-yield savings that are readily available for withdrawals, open a money market account! We have two to choose from, and both require a minimum of $1,000 to open.

Sign Up for a Money Market Account Now!


Regular Money Market

Our regular money market account has plenty of interest rate tiers. It’s the perfect account if you’re looking for a higher interest rate with a lot of flexibility when it comes to withdrawals or transfers. You can make certain types of withdrawals from the regular money market six times each month for free; any withdrawals over six in a month will incur a small fee.


High-Yield Money Market

The high-yield money market account might be right for you if you have quite a bit of money to deposit and don’t plan on making many monthly withdrawals! Like the regular money market account, there are several interest rate tiers, but the APY* is much higher in each tier. (It’s more than 6x the National Savings Rate!) Because the interest rate is higher, the fee for withdrawals in excess of six per month is also higher.

Money Market Deposit Rates

AccountAPY*Notes
High-Yield Money Market
1.25%
Average Daily Balance $5,000 – $49,999.99
2.25%
Average Daily Balance $50,000 – $99,999.99
3.25%
Average Daily Balance $100,000 – $249,999.99
3.50%
Average Daily Balance $250,000 – $499,999.99
4.00%
Average Daily Balance $500,000+
Regular Money Market
0.50%
Average Daily Balance $1,000 – $9,999.99
1.25%
Average Daily Balance $10,000 – $49,999.99
2.00%
Average Daily Balance $50,000 – $99,999.99
2.75%
Average Daily Balance $100,000 – $249,999.99
2.75%
Average Daily Balance $250,000 – $499,999.99
3.50%
Average Daily Balance $500,000 – $749,999.99
3.50%
Average Daily Balance $750,000 – $999,999.99
3.50%
Average Daily Balance $1,000,000+
*APY = Annual Percentage Yield. Rates effective as of September 1, 2023. Industry average rate was obtained from the National Rates and Rate Caps as of January 16, 2024. Deposit rate represents an average of $10,000 and $100,000 product tiers. Rates may change without notice after account opening. Credit union membership is required to obtain Linn Area products. $5 minimum deposit to a savings account is required. Any fees incurred could reduce earnings. Personal accounts only. Other terms and conditions may apply.
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