Savings Account Types

There’s a savings account for every need

When you join our Linn Area Credit Union family, you automatically get a basic savings account. You can add more savings accounts to fit your needs. Perhaps you set one up to save for a vacation, lasik surgery or to pay toward your credit card each month.

We also have the accounts below that offer higher interest rates. Go ahead… take a peek at our current rates.

If you’re not a member yet, apply online. You’ll be a member in a jiffy! Or, stop by any walk-in branch and we’ll get you set up all nice-like.

If you are already a member but would like to add any of these accounts (and who could blame you), please stop by one of our walk-in locations or give us a call. We’d love to hear from you!

Money Market

For higher yield savings that are readily available for withdrawals without penalty, open a money market account with a minimum of $1,000. Interest is tiered at levels of $1,000, $10,000, $50,000, $100,000 and $250,000. Withdrawals are limited to three per month with a minimum withdrawal amount of $100.

Plugged In

Especially for our members who are 16 – 22. The Plugged In program offers a special free checking account, car loans at great rates, and a fantastic deal on a low-rate Visa credit card.

Kirby Kangaroo Club

For credit union kids up to age 12. You can open a Kirby account for a special whippersnapper in your life with as little as $5 and the child’s social security card. Each Kirby Kid will receive a free Kirby Club gift at account opening. The club mascot, Kirby Kangaroo, hosts a variety of activities for club members including a Kirby Fun Day in the summer, an Easter coloring contest in the spring and a special holiday gift in the winter.

Prime Time

For our members 50 years of age or better who maintain at least one of the following relationships:

  • Keep savings balances of over $5,000 on deposit at Linn Area Credit Union
  • Have retirement income directly deposited to the credit union
  • Have a paycheck or income directly deposited

Prime Time Club members receive the following FREE money saving benefits:

  • Free checks
  • Free ATM/debit card
  • Free money orders
  • Free cashier’s checks
  • Free photocopies (limit 3 per day)

Christmas Club

Save for the holidays year-round with this account.

  • No minimum balance required.
  • The Christmas Club runs from November 1 to October 31 each year.
  • Christmas Club balances will automatically be transferred to your savings account in early November each year.
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