Savings Deposit Rates

Savings Deposit Rates

Account APY* Notes
Regular Share Savings
0.15%
Minimum $5 to Open
Minimum $100 to Earn Interest
Health Savings Account
0.20%
0.40%
0.60%
Average Daily Balance $500 – $999
Average Daily Balance $1,000 – $9,999
Average Daily Balance $10,000 – $49,999
Money Market
0.15%
0.20%
0.40%
0.50%
0.01%
Actual Daily Balance $1,000 – $9,999
Actual Daily Balance $10,000 – $49,999
Actual Daily Balance $50,000 – $99,999
Actual Daily Balance $100,000 – $999,999
Actual Daily Balance $1,000,000+
Christmas Club
0.15%
Average Daily Balance
IRA Variable Savings
0.40%
Minimum Average Daily Balance $25

*APY = Annual Percentage Yield
Rates effective as of October 26, 2016. Rates may change without notice.

Credit union membership is required to obtain Linn Area products: $5 minimum deposit required.

**To earn these high yield checking rates, simply activate eBranch and utilize the three free services listed below each month:
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income

Checking Deposit Rates

Account APY* Notes
Free Checking
0.10%
Minimum Average Daily Balance $2,500
High Yield Checking
2.00%
0.10%
0.10%
Average Daily Balance $0 – $14,999**
Average Daily Balance $15,000 – $24,999**
Average Daily Balance $25,000+**
Plugged In Checking
0.10%
Minimum Average Daily Balance $2,500

*APY = Annual Percentage Yield
Rates effective as of October 26, 2016. Rates may change without notice.

Credit union membership is required to obtain Linn Area products: $5 minimum deposit required.

**To earn these high yield checking rates, simply activate eBranch and utilize the three free services listed below each month:
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income

CD Rates

Term APY* Notes
3 Month – $1,000 Min.
0.20%
Interest Compounded Quarterly
6 Month – $1,000 Min.
0.35%
Interest Compounded Quarterly
12 Month – $1,000 Min.
0.50%
Interest Compounded Quarterly
12 Month One Jump – $1,000 Min.
.75%
Interest Compounded Quarterly
15 Month – $1,000 Min.
0.70%
Interest Compounded Quarterly
18 Month – $1,000 Min.
0.80%
Interest Compounded Quarterly
36 Month – $1,000 Min.
1.00%
Interest Compounded Quarterly
60 Month – $1,000 Min.
1.60%
Interest Compounded Quarterly

*APY = Annual Percentage Yield

Rates effective as of March 6, 2017. Rates may change without notice.

Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.

Penalty for early withdrawal on 36-months-or-longer certificates of deposit is 365 days loss of interest on the amount withdrawn.

Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.

VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR

To set up a CD, please stop by one of our walk-in locations.