| Account | APY* | Notes |
|---|---|---|
| Regular Share Savings |
0.15%
|
Minimum $5 to Open
Minimum $100 to Earn Interest |
| Health Savings Account |
0.20%
0.40%
0.60%
|
Average Daily Balance $500 – $999
Average Daily Balance $1,000 – $9,999
Average Daily Balance $10,000 – $49,999
|
| Money Market |
0.15%
0.20%
0.40%
0.50%
0.01%
|
Actual Daily Balance $1,000 – $9,999
Actual Daily Balance $10,000 – $49,999
Actual Daily Balance $50,000 – $99,999
Actual Daily Balance $100,000 – $999,999
Actual Daily Balance $1,000,000+
|
| Christmas Club |
0.15%
|
Average Daily Balance
|
| IRA Variable Savings |
0.40%
|
Minimum Average Daily Balance $25
|
*APY = Annual Percentage Yield
Rates effective as of October 26, 2016. Rates may change without notice.
Credit union membership is required to obtain Linn Area products: $5 minimum deposit required.
**To earn these high yield checking rates, simply activate eBranch and utilize the three free services listed below each month:
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income
| Account | APY* | Notes |
|---|---|---|
| Free Checking |
0.10%
|
Minimum Average Daily Balance $2,500
|
| High Yield Checking |
2.00%
0.10%
0.10%
|
Average Daily Balance $0 – $14,999**
Average Daily Balance $15,000 – $24,999**
Average Daily Balance $25,000+**
|
| Plugged In Checking |
0.10%
|
Minimum Average Daily Balance $2,500
|
*APY = Annual Percentage Yield
Rates effective as of October 26, 2016. Rates may change without notice.
Credit union membership is required to obtain Linn Area products: $5 minimum deposit required.
**To earn these high yield checking rates, simply activate eBranch and utilize the three free services listed below each month:
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income
CD Rates
| Term | APY* | Notes |
|---|---|---|
| 3 Month – $1,000 Min. |
0.20%
|
Interest Compounded Quarterly
|
| 6 Month – $1,000 Min. |
0.35%
|
Interest Compounded Quarterly
|
| 12 Month – $1,000 Min. |
0.50%
|
Interest Compounded Quarterly
|
| 12 Month One Jump – $1,000 Min. |
.75%
|
Interest Compounded Quarterly
|
| 15 Month – $1,000 Min. |
0.70%
|
Interest Compounded Quarterly
|
| 18 Month – $1,000 Min. |
0.80%
|
Interest Compounded Quarterly
|
| 36 Month – $1,000 Min. |
1.00%
|
Interest Compounded Quarterly
|
| 60 Month – $1,000 Min. |
1.60%
|
Interest Compounded Quarterly
|
*APY = Annual Percentage Yield
Rates effective as of March 6, 2017. Rates may change without notice.
Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Penalty for early withdrawal on 36-months-or-longer certificates of deposit is 365 days loss of interest on the amount withdrawn.
Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.
VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR
To set up a CD, please stop by one of our walk-in locations.