Savings Deposit Rates

Savings Deposit Rates

Account
APY*
Notes
Regular Share Savings
0.15%
Minimum $5 to Open
Minimum $100 to Earn Dividends
Health Savings Account
0.20%
Average Daily Balance $500 – $999.99
0.40%
Average Daily Balance $1,000 – $9,999.99
0.60%
Average Daily Balance $10,000+
Money Market
0.15%
Actual Daily Balance $1,000 – $9,999.99
0.15%
Actual Daily Balance $10,000 – $49,999.99
0.35%
Actual Daily Balance $50,000 – $99,999.99
0.45%
Actual Daily Balance $100,000 – $249,999.99
0.65%
Actual Daily Balance $250,000+
Christmas Club
0.15%
No Minimum Balance Required
IRA Variable Savings
0.40%
Minimum $100 to Open
Minimum Average Daily Balance $25
Escrow
0.15%
Average Daily Balance
Minimum $100 to Earn Dividends

*APY = Annual Percentage Yield
Rates effective as of July 20, 2020. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.

Personal Checking Deposit Rates

Account
APY*
Notes
Free Checking
0.10%
Minimum $50 to Open
Minimum Average Daily Balance $2,500
High Yield Checking
1.25%
Minimum $50 to Open
Average Daily Balance $0 – $14,999.99**
0.10%
Average Daily Balance $15,000+**
All-In Checking
0.00%
Minimum $50 to Open
Average Daily Balance $0 – $999.99
0.15%
Average Daily Balance $1,000 – $2,499.99
0.25%
Average Daily Balance $2,500 – $4,999.99
0.50%
Average Daily Balance $5,000 – $9,999.99
0.50%
Average Daily Balance $10,000 - $24,999
0.50%
Average Daily Balance $25,000+

*APY = Annual Percentage Yield
APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.
**To earn these high yield checking rates, simply activate online banking and utilize the three free services listed below each month:
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income

CD Rates

TermAPY*Notes
3 Month – $1,000 Min.
.20%
Interest Compounded Quarterly
6 Month Special** – $1,000 Min.
.40%
Interest Compounded Quarterly
9 Month – $1,000 Min.
.25%
Interest Compounded Quarterly
10 Month Special** – $1,000 Min.
.65%
Interest Compounded Quarterly
12 Month – $1,000 Min.
.40%
Interest Compounded Quarterly
15 Month – $1,000 Min.
.60%
Interest Compounded Quarterly

*APY = Annual Percentage Yield
**CD specials are available only for a limited time.
Rates effective as of November 15, 2021. Rates may change without notice.
Any fees incurred could reduce earnings.
Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Penalty for early withdrawal on 36-months-or-longer certificates of deposit is 365 days loss of interest on the amount withdrawn.
Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.
VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR
To set up a CD, please stop by one of our walk-in locations.

Business Savings Deposit Rates

Account
APY*
Notes
Business Money Market
0.40%
Actual Daily Balance $1,000 - $24,999.99
0.40%
Actual Daily Balance $25,000 - $49,999.99
0.55%
Actual Daily Balance $50,000 - $249,999.99
0.65%
Actual Daily Balance $250,000 - $999,999.99
0.65%
Actual Daily Balance $1,000,000+

*APY = Annual Percentage Yield
Rates effective as of April 1, 2020. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.

Business Checking Deposit Rates

Account
APY*
Notes
Business Driver Checking
0.00%
Average Daily Balance $0 - $2,499.99
0.10%
Average Daily Balance $2,500 - $7,499.99
0.20%
Average Daily Balance $7,500 - $14,999.99
0.30%
Average Daily Balance $15,000 - $24,999.99
0.40%
Average Daily Balance $25,000 - $39,999.99
0.50%
Average Daily Balance $40,000+
Family Business Checking
0.00%
Average Daily Balance $0 - $2,499.99
0.10%
Average Daily Balance $2,500+
Beyond Business Checking (nonprofit)
0.00%
Average Daily Balance $0 - $2,499.99
0.10%
Average Daily Balance $2,500+

*APY = Annual Percentage Yield
APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.