Savings Deposit Rates

Savings Deposit Rates

Regular Share Savings
0.15%
Minimum $5 to Open
Minimum $100 to Earn Interest
Health Savings Account
0.20%
0.40%
0.60%
Average Daily Balance $500 – $999
Average Daily Balance $1,000 – $9,999
Average Daily Balance $10,000 – $49,999
Money Market
0.15%
0.20%
0.40%
0.50%
0.01%
Actual Daily Balance $1,000 – $9,999
Actual Daily Balance $10,000 – $49,999
Actual Daily Balance $50,000 – $99,999
Actual Daily Balance $100,000 – $999,999
Actual Daily Balance $1,000,000+
Christmas Club
0.15%
Average Daily Balance
IRA Variable Savings
0.40%
Minimum Average Daily Balance $25

*APY = Annual Percentage Yield
Rates effective as of October 26, 2016. Rates may change without notice.

Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.

*To earn these high yield checking rates, simply utilize the four free services listed below each month:
1) Activate e-Branch
2) Make at least 12 signature-based credit card purchases (“credit” instead of “debit”)
3) Receive e-Statements
4) Receive direct deposit of your paycheck or retirement income

CD Rates

Term
APR
APY
 
Terms: 3 Month – $1,000 Min.
APR: 0.200%
APY: 0.20%
Interest Compounded Quarterly
Terms: 6 Month – $1,000 Min.
APR: 0.350%
APY: 0.35%
Interest Compounded Quarterly
Terms: 12 Month – $1,000 Min.
APR: 0.499%
APY: 0.50%
Interest Compounded Quarterly
Terms: 15 Month – $1,000 Min.
APR: 0.698%
APY: 0.70%
Interest Compounded Quarterly
Terms: 18 Month – $1,000 Min.
APR: 0.798%
APY: 0.80%
Interest Compounded Quarterly
Terms: SPECIAL 33 Month – $1,000 Min.
APR: 1.837%
APY: 1.85%
Interest Compounded Quarterly
Terms: 36 Month – $1,000 Min.
APR: 0.996%
APY: 1.00%
Interest Compounded Quarterly
Terms: 60 Month – $1,000 Min.
APR: 1.59%
APY: 1.60%
Interest Compounded Quarterly

*APR = Annual Percentage Rate

*APY =Annual Percentage Yield

Rates effective as of October 26, 2016. Rates may change without notice.

Penalty for early withdrawal on up to 36 month certificates of deposit is 180 days loss of interest on the amount withdrawn.

Penalty for early withdrawal on 36 months or longer certificates of deposit is 365 days loss of interest on the amount withdrawn.

Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.

VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR

To set up a CD, please stop by one of our walk-in locations.