Savings Deposit Rates

Savings Deposit Rates

Account
APY*
Notes
Regular Share Savings
0.15%
Minimum $5 to Open
Minimum $100 to Earn Dividends
Health Savings Account
0.20%
Average Daily Balance $500 – $999.99
0.40%
Average Daily Balance $1,000 – $9,999.99
0.60%
Average Daily Balance $10,000+
Money Market
0.15%
Actual Daily Balance $1,000 – $9,999.99
0.20%
Actual Daily Balance $10,000 – $49,999.99
0.40%
Actual Daily Balance $50,000 – $99,999.99
0.65%
Actual Daily Balance $100,000 – $249,999.99
1.50%
Actual Daily Balance $250,000+
Christmas Club
0.15%
No Minimum Balance Required
IRA Variable Savings
0.40%
Minimum Average Daily Balance $25

*APY = Annual Percentage Yield
APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.

Checking Deposit Rates

Account
APY*
Notes
Free Checking
0.10%
Minimum $50 to Open
Minimum Average Daily Balance $2,500
High Yield Checking
2.00%
Minimum $50 to Open
Average Daily Balance $0 – $14,999.99**
0.10%
Average Daily Balance $15,000+**
All-In Checking
0.00%
Minimum $50 to Open
Average Daily Balance $0 – $999.99
0.25%
Average Daily Balance $1,000 – $2,499.99
0.50%
Average Daily Balance $2,500 – $4,999.99
1.00%
Average Daily Balance $5,000 – $9,999.99
1.25%
Average Daily Balance $10,000+

*APY = Annual Percentage Yield
APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.

**To earn these high yield checking rates, simply activate eBranch and utilize the three free services listed below each month:
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income

CD Rates

Term APY* Notes
3 Month – $1,000 Min.
0.20%
Interest Compounded Quarterly
6 Month – $1,000 Min.
0.35%
Interest Compounded Quarterly
12 Month – $1,000 Min.
1.00%
Interest Compounded Quarterly
12 Month One Jump – $1,000 Min.
1.00%
Interest Compounded Quarterly
15 Month – $1,000 Min.
1.25%
Interest Compounded Quarterly
18 Month – $1,000 Min.
1.35%
Interest Compounded Quarterly
24 Month – $1,000 Min.
1.40%
Interest Compounded Quarterly
33 Month Special** – $1,000 Min.
2.85%
Interest Compounded Quarterly
36 Month – $1,000 Min.
2.00%
Interest Compounded Quarterly
60 Month – $1,000 Min.
2.25%
Interest Compounded Quarterly

*APY = Annual Percentage Yield
**The 33-month special is a limited-time promotion.
Rates effective as of July 17, 2018. Rates may change without notice.
Any fees incurred could reduce earnings.

Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Penalty for early withdrawal on 36-months-or-longer certificates of deposit is 365 days loss of interest on the amount withdrawn.
Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.
VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR
To set up a CD, please stop by one of our walk-in locations.