| Account |
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| Regular Share Savings |
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| Health Savings Account |
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| Regular Money Market |
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| High-Yield Money Market |
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| Christmas Club |
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| IRA Variable Savings |
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| Escrow |
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*APY = Annual Percentage Yield
Rates effective as of November 14, 2022. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.
Rates effective as of November 14, 2022. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.
| Account |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High-Yield Checking |
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| Empower Checking |
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| All-In Checking |
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| Free Checking |
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*APY = Annual Percentage Yield
APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.
APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.
**To earn these high yield checking rates, simply activate online banking and utilize the three free services listed below each month:
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income
CD Rates
| Term | APY* | Notes |
|---|---|---|
| 3 Month – $1,000 Min. | .20% | Interest Compounded Quarterly |
| 6 Month – $1,000 Min. | .20% | Interest Compounded Quarterly |
| 9 Month – $1,000 Min. | .25% | Interest Compounded Quarterly |
| 12 Month One Jump** – $1,000 Min. | 3.30% | Interest Compounded Quarterly |
| 15 Month – $1,000 Min. | .60% | Interest Compounded Quarterly |
| 17 Month Special** – $1,000 Min. | 3.75% | New Money Only - Interest Compounded Quarterly |
*APY = Annual Percentage Yield
**CD specials are available only for a limited time. New money is defined as funds that have not been transferred from an existing Linn Area CU account into a new CD.
**CD specials are available only for a limited time. New money is defined as funds that have not been transferred from an existing Linn Area CU account into a new CD.
Rates effective as of November 16, 2022. Rates may change without notice.
Any fees incurred could reduce earnings.
Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Penalty for early withdrawal on 36-months-or-longer certificates of deposit is 365 days loss of interest on the amount withdrawn.
Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.
VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR
To set up a CD, please stop by one of our walk-in locations.
| Account |
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|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Money Market |
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*APY = Annual Percentage Yield
Rates effective as of April 1, 2020. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.
Rates effective as of April 1, 2020. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.
| Account |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Driver Checking |
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| Family Business Checking |
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| Beyond Business Checking (nonprofit) |
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*APY = Annual Percentage Yield
APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.
APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.
