Savings Deposit Rates

Account

APY*

Notes

Regular Share Savings

0.15%

Minimum $5 to Open
Minimum $100 to Earn Dividends

Health Savings Account

0.20%	Average Daily Balance $500 – $999.99
0.40%	Average Daily Balance $1,000 – $9,999.99
0.60%	Average Daily Balance $10,000+

Money Market

0.15%	Actual Daily Balance $1,000 – $9,999.99
0.20%	Actual Daily Balance $10,000 – $49,999.99
0.40%	Actual Daily Balance $50,000 – $99,999.99
0.65%	Actual Daily Balance $100,000 – $249,999.99
1.50%	Actual Daily Balance $250,000+

Christmas Club

0.15%

No Minimum Balance Required

IRA Variable Savings

0.40%

Minimum Average Daily Balance $25

*APY = Annual Percentage Yield
APY is accurate as of the last dividend declaration date. Rates may change without notice after account opening.
Credit union membership is required to obtain Linn Area products. $5 minimum deposit required.
Any fees incurred could reduce earnings.

Account

APY*

Notes

Free Checking

0.10%

Minimum $50 to Open
Minimum Average Daily Balance $2,500

High Yield Checking

2.00%	Minimum $50 to Open Average Daily Balance $0 – $14,999.99**
0.10%	Average Daily Balance $15,000+**

All-In Checking

0.00%	Minimum $50 to Open Average Daily Balance $0 – $999.99
0.25%	Average Daily Balance $1,000 – $2,499.99
0.50%	Average Daily Balance $2,500 – $4,999.99
1.00%	Average Daily Balance $5,000 – $9,999.99
1.25%	Average Daily Balance $10,000+

**To earn these high yield checking rates, simply activate eBranch and utilize the three free services listed below each month:
1) Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
2) Receive eStatements
3) Receive direct deposit of your paycheck or retirement income

Term	APY*	Notes
3 Month – $1,000 Min.	0.20%	Interest Compounded Quarterly
6 Month – $1,000 Min.	0.35%	Interest Compounded Quarterly
12 Month – $1,000 Min.	1.00%	Interest Compounded Quarterly
12 Month One Jump** – $1,000 Min.	1.00%	Interest Compounded Quarterly
15 Month – $1,000 Min.	1.25%	Interest Compounded Quarterly
18 Month – $1,000 Min.	2.00%	Interest Compounded Quarterly
24 Month Special** – $1,000 Min.	2.85%	Interest Compounded Quarterly
33 Month – $1,000 Min.	2.00%	Interest Compounded Quarterly
36 Month – $1,000 Min.	2.00%	Interest Compounded Quarterly
60 Month – $1,000 Min.	2.25%	Interest Compounded Quarterly

*APY = Annual Percentage Yield
**CD specials are available only for a limited time.
Rates effective as of September 7, 2018. Rates may change without notice.
Any fees incurred could reduce earnings.
Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Penalty for early withdrawal on 36-months-or-longer certificates of deposit is 365 days loss of interest on the amount withdrawn.
Credit Union membership is required to obtain Linn Area products: $5 minimum deposit required.
VIEW OUR CERTIFICATE OF DEPOSIT CALCULATOR
To set up a CD, please stop by one of our walk-in locations.

Account

APY*

Notes

Beyond Business Checking

0.00%	Average Daily Balance $0 - $2,499.99
0.10%	Average Daily Balance $2,500+

Family Business Checking

0.00%	Average Daily Balance $0 - $2,499.99
0.10%	Average Daily Balance $2,500+

Business Driver Checking

0.00%	Average Daily Balance $0 - $2,499.99
0.10%	Average Daily Balance $2,500 - $7,499.99
0.20%	Average Daily Balance $7,500 - $14,999.99
0.30%	Average Daily Balance $15,000 - $24,999.99
0.40%	Average Daily Balance $25,000 - $39,999.99
0.50%	Average Daily Balance $40,000+

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Personal Checking Deposit Rates

CD Rates

Business Checking Deposit Rates