Photo Credit Cards

Express yourself with a customized LACU photo credit card

Picture it, a card as unique as you are! Personalize your credit card with a favorite photo of your family, pet, child’s artwork or hobby. Or choose an image from our online catalog. It’s easy!


Already have an LACU photo credit card but want to change the picture on it?

Go for it! There’s a $5 charge to customize your card but the account number and expiration date will stay the same.

  • Click here to customize your current credit card

Don’t have a personalized Linn Area photo credit card but want to apply for one?

With excellent rates and your very own customized plastic, who can blame you? Here’s how to get your credit card:

  1. Click here to see what types of credit cards we offer and choose which one you want, then apply for it. (Be sure to mark on the application that you want a photo card. There is a $5 charge for a custom plastic. There’s no fee for our standard plastic.)
  2. If you have any balances from other cards you would like to transfer to your new card, click here.
  3. Finally, set up your photo card ($5 charge). Upload a photo from your computer (copyrighted or licensed photos/images will not be accepted, see below) or choose a design from the online image catalog.
  • Click here to customize your brand new credit card

Which credit cards are eligible to be photo cards?

All of them! We offer Visa Rewards, Visa Platinum, MasterCard, Visa Classic, Plugged In Visa and Business Visa.

Sorry, the photo option is not currently available for our debit cards.


Can any image really be put on the card?

For the most part, yes. The company who processes the credit cards for us has to approve the design. Obvious things like nudity will not be approved. We know you were wondering… There are also restrictions on copyrighted graphics and that information is located here.

If, for any reason, your image is denied, you would get an email from them within hours, letting you know.

The image chosen cannot exceed 3MB in size and must be in one of the following formats: .jpg, .gif, .png, .tiff or .bmp.


About the $5 fee…

There is a $5 charge for each custom plastic ordered. This fee will be charged to your credit card bill.


How does it work if there is more than one person on the credit card?

Each person can get their own custom card. If you share a credit card number with someone (like a spouse, for example), you can each get different pictures on your plastic. If you both get the same design, each card will still be charged $5.


What happens when the card expires?

The last design used will be sent out on the new card with the new expiration date.


How long will it take to get the new, fabulous custom card?

Seven to ten business days. The good news is, if you have a current credit card, you can continue using it until the new plastic arrives. Once your new one is active, we suggest cutting up the old card.


How many custom cards can I get?

As many as you like but there is 60 day wait period between each one. They will all have the same account number and expiration date on them and they will all be active (so make sure you don’t misplace any of them). Each card has the $5 fee.

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