Collect $200 for opening a checking account

Offer ends 6/30/22
Board game with cards: Collect $200 and Just for June!

Don’t pass up this chance to collect $200!

Win big when you open a great checking account at Linn Area Credit Union! Simply open a High Yield checking or All-In checking account during June using promo code COLLECT$200.1 Then set up direct deposit for your payroll or retirement income into your new checking account within the first 60 days of account opening. (Move ahead two spaces if your deposits come from a railroad, water, or electric company!) Your direct deposits must total at least $600 in the first 60 days. After we’ve made sure the requirements have been met, we’ll deposit $200 into your savings account!

To get in the game, check out the details below. If you still have questions, contact us at (319) 892-7300 or hello@linnareacu.org, or stop by any walk-in branch.


For non-members

If you’re not currently a member, you can join our family and open a checking account online, all at the same time! Be sure to enter promo code COLLECT$200 on the application. You may also stop in at any of our properties… ummm… walk-in branches, and we’ll get you set up! Be sure to mention promo code COLLECT$200 so we know you’re participating in this promotion. (Welcome to the fam!)

Open an Account Today!


For members

If you’re a member, you already know how great it is to be part of the Linn Area family. But if you don’t have a checking account, you’re missing out on our fabulous checking perks, like ATM fee refunds and sweet dividends! It’s super easy to open a checking account via online or mobile banking… just login, go to Services, and click or tap on Open a New Account. (Don’t forget to enter promo code COLLECT$200!) If you’d rather, you can call us at (319) 892-7300 or stop by any of our properties… ummm… walk-in branches, and we’ll get you set up! Be sure to mention promo code COLLECT$200 so we know you’re participating in this promotion.


Choose one of these great checking accounts!

With our All-In and High Yield Checking accounts, you get a free debit card with Card Manager, free online banking, free mobile banking2 with mobile deposit, free online Bill Payer, and MoneyMap, our free personal finance manager! (Wonderin’ what else you get? Take a look at all of our digital services!)

To open a checking account, you’ll need to deposit $50, but after that, there’s no minimum balance requirement or per check charge. (Suh-weet!) Keep on readin’ to find a checking account that’s right for you!

All-In Checking

Our All-In Checking account is fully loaded with benefits to help keep your finances safer, leaving you more time for the important stuff! (Like taking advantage of smart discounts on financial services and everyday purchases.) You’ll also earn 0.50% APY3 on your balance of $5,000 or more. (Don’t have quite that much? No worries — you can still earn dividends! Check out the rate tiers.)

As if that isn’t enough… All-In Checking comes with a Visa® Debit Rewards card which earns points for everyday transactions! Reward points can be redeemed for cash back or merchandise — you can even use them to donate to select local nonprofit organizations! (Exciting stuff!) Check out the reward options.

You get all this and the fab bells and whistles below for a small monthly maintenance fee of $6.50 plus tax — no matter if you have an individual or joint account! (We’ll do the math for you… that’s $6.96 a month.)

  • IDProtect® 4
    • Identity Theft Expense Reimbursement Coverage
    • Comprehensive Identity Theft Resolution Services
    • 3-in-1 Credit File Monitoring
    • 3-in-1 Credit Report
    • Debit and Credit Card Registration
    • Identity Monitoring
    • Online Identity Theft News Center and Valuable Phone and Web Resources
  • Cellular Telephone Protection (Cell phone bill must be paid with All-In account.)
  • Travel and Leisure Discount Membership4
  • $hopping RewardsTM 4
  • Health Discount Savings4 (This is NOT insurance.)
  • Accidental Death & Dismemberment Insurance
  • Debit Advantage® Buyer’s Protection & Extended Warranty4 (Item(s) must be purchased entirely with All-In account.)

We recommend signing up for online banking and eStatements. (Otherwise, it’s an extra $2 plus tax each month to get your statement in the mail.) Once you’ve opened your All-In Checking account, we’ll give you an access code so you can register at https://www.eclubonline.net/ and activate your benefits.

Open an Account Today!

View the All-In Checking account details, including full terms and conditions.

View the All-In Checking Visa Debit Rewards Card Disclosure for full details.


High Yield Checking

With our free High Yield Checking account, you’ll earn 1.25% APY5 on your balance up to $15,000 and have your out-of-network ATM fees refunded each month. (Earn that much and use any ATM you want for free? Woohoo!) There’s no monthly service charge, no minimum balance requirements, unlimited free debit card use at retailers, and unlimited free check writing.

To earn the High Yield checking account rewards, simply activate online banking and utilize the three free services listed below each month:

You’ll receive an email each month letting you know if you’ve met the requirements needed to earn your rewards. (And if you fall short one month, no biggie! You won’t earn any rewards that month… but we don’t kick you out or anything.)

Open an Account Today!


1Offer valid 6/1/22 through 6/30/22. Must be 18 years or older. Offer is not available to Linn Area Credit Union members with an existing checking account. Receive $200 after opening a High Yield checking account or All-In checking account with a direct deposit of payroll or retirement income totaling at least $600 within the first 60 days of account opening. Mention promo code COLLECT$200 at time of account opening or use the promo code COLLECT$200 when applying online. New member must meet account and membership eligibility requirements, including maintaining a $5 minimum balance in a savings account. $55.00 is the minimum balance needed from new member to open an account. The $200 bonus will be provided as a savings account credit after the account has been open for 60 days and the credit union has verified that the promotion’s requirements have been met. The new checking account must show a positive balance at the time it is reviewed in order to receive the $200. The APY (Annual Percentage Yield) for High Yield checking varies from 1.25% APY (with minimum average daily balance of $0 – $14,999.99) to 0.10% APY (for average daily balances over $15,000). The APY for All-In checking varies from 0% to 0.50% APY depending on average daily balance. APY is accurate as of the last dividend declaration date. Rates, terms, and conditions may change without notice after account opening. Any fees incurred could reduce earnings. Personal accounts only. Linn Area Credit Union reserves the right to modify or end this promotion at any time. Cannot be combined with any other offer, special, or promotion. Insured by NCUA.

2Standard data rates and other restrictions may apply.

3APY = Annual Percentage Yield. Rates, terms, and conditions are subject to change without notice. Personal accounts only.

4Registration/activation required.

5APY = Annual Percentage Yield (Balances over $15,000 receive our current free checking rate.) Rates, terms and conditions are subject to change without notice. Personal accounts only.
Linn Area Credit Union • 3015 Blairs Ferry Rd NE • Cedar Rapids, IA 52402