Get 2.99% or 4.99% APR on balance transfers

Offer ends 1/31/22
Man and woman giving a fist bump with text: Get thrifty with it!

Get thrifty with your Linn Area credit card!

If you’re like a lot of people, you may be carrying balances on a bunch of different credit cards. (Maybe you’ve been a little spendy through the pandemic… or maybe you’re already done with your holiday gift buying?) Well, when was the last time you looked at the interest rates you’re paying on those cards? (Go ahead. We’ll wait.)

Pretty high, aren’t they? Here’s how you can get thrifty: Now through January 31, you can choose either 2.99% APR for 6 months -OR- 4.99% APR for 12 months when you transfer those balances to your Linn Area credit card. Plus, balance transfers are FREE. (That’s super thrifty!)

No Linn Area credit card? Apply online or stop by a branch and ask for a credit card application. Our lower interest rates can help you save money, even after the promotional period runs out! Our everyday interest rates range between 9.90% to 13.80% APR, depending upon the card. (Lots of other cards have a standard interest rate of 21.99% APR or more! Yowza!) So don’t wait! The sooner you transfer those balances, the more money you’ll save on interest!

Heck, yes, I want to apply for a credit card today!

Not a Linn Area Credit Union member? Apply for membership today!


*APR = Annual Percentage Rate. Promotional rates are valid for balance transfers that post between 12/1/21 and 1/31/22. The promotional rate does not apply to cash advances. The 2.99% APR balance transfer rate is valid through 7/31/22. The 4.99% APR balance transfer rate is valid through 1/31/23. When the applicable promotion period expires, the APR will revert to the nonpromotional rate of 9.90% to 13.80% APR, depending upon the card. Balance transfers available only on non-Linn Area Credit Union debt. Credit union membership required. All applications subject to approval. Account must be in good standing to qualify. There is a grace period before interest is charged on purchases, and no annual fees or participation fees. Other fees include: cash advance fee – minimum of $1 or 2.00% of the amount of each cash advance, whichever is greater (maximum of $5); foreign transaction fee – 1.00% of each transaction in US dollars. Linn Area Credit Union reserves the right to modify or end this promotion at any time. Insured by NCUA.

Linn Area Credit Union • 3015 Blairs Ferry Rd NE • Cedar Rapids, IA 52402